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उत्पाद विवरण
बैंक का नाम

Karnataka Bank

खाता नाम

SB General Account

खाते का प्रकार

Savings

ब्याज दर

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

निःशुल्क डेबिट कार्ड

KBL debit card

SB General Account
खाता खोलने का शुल्क

INR 0

वार्षिक रखरखाव शुल्क

INR 0

Minimum Account Balance

Monthly Average Balance
Without Cheque book: INR 500 for urban, metro and semi-urban branches. INR 200 for all other branches.
With Cheque Book: INR 2,000 for urban, metro and semi-urban branches. INR 1,000 for all other branches.

डेबिट कार्ड शुल्क

Free of cost first year after that INR. 200/-

एनईएफटी शुल्क

Free if done online.

आईएमपीएस शुल्क

Free if done online.

फीस और शुल्क

SB General Account

85.7
विशेष लक्षण

None. 

पात्रता मापदंड

  • Indian resident.

  • Minimum age of 18.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Free NEFT and IMPS transfer if done online. 

  • Karnataka bank provides offers/discounts from time to time to its users. 

दोष

  • Limited value add features. 

  • Low interest rate. 

Application Procedure

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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

Here's how to open a Karnataka Bank General Savings Bank Account:

1. Visit a Karnataka Bank Branch:

  • Locate the nearest Karnataka Bank branch to you.

  • Visit the branch during business hours.

2. Obtain an Account Opening Form:

  • Request an account opening form from the bank counter.

  • Fill out the form accurately with your personal details.

3. Submit Required Documents:

  • Identity Proof:Aadhaar Card
    PAN Card
    Voter ID
    Passport
    Driving License

  • Address Proof:Aadhaar Card
    Passport
    Driving License
    Utility bills (electricity, water, gas)
    Rental agreement

  • Photographs: Two passport-sized photographs.

4. Make an Initial Deposit (Optional):

  • While not mandatory, it's advisable to make an initial deposit to activate the account.

  • The minimum balance requirement may vary, so inquire at the branch.

5. Account Activation:

  • The bank will verify your documents and activate your account.

  • You will receive your account number, passbook, and other relevant details.

आवेदन की प्रक्रिया
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