उत्पाद विवरण
बैंक का नाम
State Bank Of India
खाता नाम
SBI Basic Savings Bank Deposit Account
खाते का प्रकार
Savings
ब्याज दर
Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.
निःशुल्क डेबिट कार्ड
Basic Rupay ATM-cum-debit card will be issued.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
Minimum balance amount Nil
डेबिट कार्ड शुल्क
Nil
एनईएफटी शुल्क
Nil
आईएमपीएस शुल्क
Nil
फीस और शुल्क
SBI Basic Savings Bank Deposit Account
विशेष लक्षण
None.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Available at all branches. Minimum balance amount Nil. Maximum balance /amount No upper limit. Basic Rupay ATM-cum-debit card will be issued free of cost.
दोष
No Cheque Book facility available. Withdrawals only using withdrawal form at Branches or through ATMs.
SBI Basic Savings Bank Deposit Account
The account is a basic savings account offered in accordance with RBI directions. The account is for individuals from the disadvantageous section of the society. The account offers minimal value add features. Even the interest rate is very low. The only redeeming feature of the account is that it is a zero balance account.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Steps to Open an SBI BSBD Account:
Visit your nearest SBI branch: Collect the account opening form.
Fill out the form: Provide accurate information as requested.
Submit the form and required documents: The bank official will verify your documents.
Account Activation: Once your application is processed, your BSBD account will be activated.
Key Features of SBI BSBD Account:
No minimum balance requirement: You can maintain a zero balance.
Limited transactions: There are restrictions on the amount and frequency of transactions.
Convertible to Regular Savings Account: You can upgrade to a regular savings account by submitting the required KYC documents.
Important Notes:
The BSBD account is primarily meant for individuals from economically weaker sections of society.
The account is subject to certain restrictions to prevent misuse.
It's advisable to visit your nearest SBI branch for the most accurate and up-to-date information on the BSBD account.