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उत्पाद विवरण
बैंक का नाम

State Bank Of India

खाता नाम

SBI Savings Account For Minors

खाते का प्रकार

Savings

ब्याज दर

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

निःशुल्क डेबिट कार्ड

Photo
ATM-cum-Debit
Card

SBI Savings Account For Minors
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

Nil

Minimum Account Balance

Nil

डेबिट कार्ड शुल्क

0

एनईएफटी शुल्क

Nil. However a per day transaction limit has been set

आईएमपीएस शुल्क

Nil. However a per day transaction
limit has been set

फीस और शुल्क

SBI Savings Account For Minors

75.4
विशेष लक्षण

The account can be opened for minors. 

पात्रता मापदंड
PehlaKadam : Minor of any age. This account will be jointly opened with the parent/guardian. PehliUdaan : Minors above the age of 10 years and who can sign uniformly. This account will be opened in the sole name of the minor. Mode of Operation PehlaKadam : Jointly with the Parent/ Guardian or Singly by Parent/ Guardian PehliUdaan : Singly operated
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Monthly Average Balance (MAB) requirement not applicable.

  • Account can be opened for minors. 

  • Account can be jointly operated by parents and children. 

  • Cheque-books are available issued in the name of the guardian and the minor. 

  • Photo ATM-cum-Debit Card.

दोष

  • Limited transaction rights.

  • Low interest. 

  • Minimal value add benefits.

SBI Savings Account For Minors

Very few bank offers bank account for minors. The account comes with a free debit card. The interest rate on the account is very low.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

Here's how to open an SBI savings account for a minor:

1. Visit your nearest SBI branch.

2. Collect the account opening form.

3. Fill out the form: Provide accurate information about the minor and the guardian/parent.

4. Submit the form and required documents: The documents required may vary depending on the account type and age of the minor. Generally, you'll need:

  • Proof of Identity: Aadhaar card, birth certificate, passport, etc. of the minor.

  • Proof of Address: Address proof of the guardian/parent.

  • Photographs: Recent photographs of the minor and guardian/parent.

  • KYC documents: Aadhaar card, PAN card, etc. of the guardian/parent.

5. Account Activation: Once your application is processed, the account will be activated.

आवेदन की प्रक्रिया
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