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उत्पाद विवरण
बैंक का नाम

State Bank Of India

खाता नाम

SBI Savings Bank Account

खाते का प्रकार

Savings

ब्याज दर

Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.

निःशुल्क डेबिट कार्ड

No.

SBI Savings Bank Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

Nil

Minimum Account Balance

Nil

डेबिट कार्ड शुल्क

Depends on the debit card selected by the user.

एनईएफटी शुल्क

Nil

आईएमपीएस शुल्क

Nil

फीस और शुल्क

SBI Savings Bank Account

75.4
विशेष लक्षण

First 10 cheque leaves free in a financial year.

पात्रता मापदंड

All individuals/Central/State Govt Departments (if eligible to open SB accounts) such as: 

  • Govt depts. /bodies/agencies in respect of grants, subsidies released for implementation of various programmes/schemes sponsored by Central Government/State Governments subject to production of an authorisation from the respective Govt depts to open Savings Bank account.

  • Development of Women and Children in Rural areas Self-help Groups, etc. 

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
State Bank Anywhere SBI Quick Missed call facility. First 10 cheque leaves free in a financial year Restricted free withdrawals based on Monthly Average Balance maintained. Monthly Average Balance: NIL No limit on Maximum balance Free Consolidated Account Statement
दोष

  • First 10 cheque leaves free in a financial year Thereafter: 10 Leaf Cheque Book at Rs 40/-+GST 25 Leaf Cheque Book at Rs 75/-+GST

  • Annual maintenance fee is nil.

  • Zero balance account. 

  • Free transfer of money through NEFT or IMPS if done online. 

SBI Savings Bank Account Review

The account comes with a low interst rate. Value add features offered by the card are minimal. The only redeeming feature is that it is a zero balance order.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

You can open an SBI Savings Bank Account in two ways:

1. Online (Video KYC):

  • Download the YONO SBI App: Get it from the Google Play Store or App Store.

  • Initiate Account Opening:Open the app and find the "New to SBI" button.
    Click "Open Savings Account."
    Select "Without Branch Visit."
    Choose "Insta Plus Savings Account."

  • Provide Details: Enter your Aadhaar and PAN details.

  • Verify Aadhaar: An OTP will be sent to your Aadhaar-linked mobile number. Enter it for verification.

  • Schedule Video Call: Choose a convenient time for the video KYC call.

  • Complete Video KYC: During the call, show your original PAN and Aadhaar to the representative. They will capture your photo.

  • Account Activation: Your account will be activated for debit transactions after verification.

2. Offline (Branch Visit):

  • Visit your nearest SBI branch.

  • Collect the account opening form. Fill it out accurately.

  • Submit the form and required documents: These may include proof of identity and address.

  • Account Activation: Once your application is processed, your account will be activated.

आवेदन की प्रक्रिया
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