उत्पाद विवरण
बैंक का नाम
State Bank Of India
खाता नाम
SBI Video KYC Savings Account
खाते का प्रकार
Savings
ब्याज दर
Balances less than Rs. 10 Crore - 2.70% p.a.
Balances Rs. 10 Crore & Above - 3.00% p.a.
निःशुल्क डेबिट कार्ड
Rupay classic card will be issued.
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
No minimum balance required
डेबिट कार्ड शुल्क
none
एनईएफटी शुल्क
Nil
आईएमपीएस शुल्क
Nil
फीस और शुल्क
SBI Video KYC Savings Account
विशेष लक्षण
पात्रता मापदंड
Resident Indians above 18 years of age and who are literate. New to bank customer and does not have a CIF with SBI. In case customer has any active relationship/CIF with the bank, she/he is not eligible for this account. Mode of operation allowed is only “Single”.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
दोष
SBI Video KYC Savings Account Review
The account offers a very low interest rate. The account comes with a free Rupay debit card. The account offers limited value add benefits. Overall, the account has limited appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Here's how you can open an SBI Video KYC Savings Account:
1. Download the YONO SBI App:
Download the YONO SBI app from the relevant app store (Google Play Store for Android, App Store for iOS).
2. Initiate Account Opening:
Open the YONO SBI app and locate the "New to SBI" button.
Click on "Open Savings Account."
Select "Without Branch Visit."
Choose "Insta Plus Savings Account."
3. Provide Aadhaar and PAN Details:
Enter your Aadhaar number or Virtual ID.
Enter your PAN card details.
4. Verify Aadhaar OTP:
An OTP will be sent to your Aadhaar-linked mobile number.
Enter the OTP to verify your Aadhaar details.
5. Schedule a Video Call:
Schedule a convenient time for the video KYC call.
6. Complete Video KYC:
At the scheduled time, log in to the YONO SBI app and use the "Resume" feature to continue the account opening process.
During the video call, you'll interact with an SBI representative who will guide you through the process.
You'll need to show your original PAN card and Aadhaar card to the representative for verification.
The representative will capture your photograph during the call.
7. Account Activation:
After successful verification by the bank officials, your Insta Plus Savings account will be opened.
The account will be activated for debit transactions.
Important Notes: