उत्पाद विवरण
बैंक का नाम
Utkarsh Small Finance Bank
खाता नाम
Utkarsh Small Finance Bank U-INSTANT
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.
निःशुल्क डेबिट कार्ड
Virtual debit card
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
0
आईएमपीएस शुल्क
0
फीस और शुल्क
Utkarsh Small Finance Bank U-INSTANT
विशेष लक्षण
Video KYC for users.
पात्रता मापदंड
Anyone above the age of 18 years residing in India.
PAN and AADHAAR are mandatory.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No minimum balance is required.
No IMPS or NEFT transactions fee/
Free virtual debit card.
High interest rate.
दोष
No physical debit card is provided to the user.
The Bank has limited ATM and branch network.
Utkarsh Small Finance Bank U-INSTANT
The account offers high interest rate. The account can be opened digitally and offers a digital debit card. Overall it is a good account for Individuals who are looking for a good digital account.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Steps to Open a U-INSTANT Account:
Visit the Utkarsh Small Finance Bank Website: Go to the official website of Utkarsh Small Finance Bank.
Locate the U-INSTANT Account Option: Look for the section related to online savings account opening or the U-INSTANT account specifically.
Click on "Open Account" or a Similar Button: This will initiate the online application process.
Enter Your Details: Provide the required information, such as your name, date of birth, mobile number, email address, PAN card details, and Aadhaar card details.
Select Your Account Type: Choose the type of U-INSTANT account you want to open (if there are different options available).
Schedule a Video KYC Call: You will be given the option to schedule a video call with a bank representative for KYC verification.
Prepare for the Video KYC: Ensure you have your original PAN card and a white sheet of paper with a blue or black pen ready for the video call.
Complete the Video KYC: During the video call, the bank representative will verify your identity and other details.
Account Activation: Once the video KYC is successful, your account will be activated.
Download the Utkarsh Mobile App: Download the Utkarsh Mobile Banking app from the Google Play Store or Apple App Store.
Create an MPIN: Set up your mobile banking MPIN for secure access to your account.