उत्पाद विवरण
बैंक का नाम
UCO Bank
खाता नाम
UCO Saral Savings Deposit Scheme
खाते का प्रकार
Savings.
ब्याज दर
Upto Rs 10 lakhs 2.60% (Linked with Repo)
over Rs 10 lakhs 2.75% (Not Linked with Repo)
निःशुल्क डेबिट कार्ड
VISA Debit Card
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
Metro-Rs. 1000 Urban-Rs1000 Semi Urban-Rs.500 Rural-Rs. 250
डेबिट कार्ड शुल्क
Free
एनईएफटी शुल्क
Rs. 10,000- Nil
Rs. 1 lakh- Nil
Rs. 1 lakh to Rs. 2 lakh- Rs. 17
More than Rs. 2 lakh- Rs. 17
Free if done online.
आईएमपीएस शुल्क
Upto Rs-1,000/- NIL
Rs. 1,000- Rs. 10,000/- 2.55 + applicable GST
Rs. 10,001 – Rs. 1,00,000/- Rs. 5.09 + applicable GST
Rs. 1,00,001- Rs. 5,00,000/- Rs. 14.41 + applicable GST
Free if done online.
फीस और शुल्क
UCO Saral Savings Deposit Scheme
विशेष लक्षण
None.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
1 booklet free (20 cheque leaves) per half year.
Free debit card.
Low minimum balance requirements between INR 250 to INR 1500.
दोष
Low interest rate.
Minimal value add features.
UCO Saral Savings Deposit Scheme Review
The account is a no-frills savings account. The interest offered on the account is quite low. Separately, the account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
The UCO Saral Savings Deposit Scheme is likely a simplified savings account offered by UCO Bank. Here's how you can generally open such a basic savings account:
1. Visit your nearest UCO Bank branch.
2. Collect the account opening form.
3. Fill out the form accurately and completely.
Provide your personal details, such as name, address, contact information, etc.
4. Submit the form and required documents.
Proof of Identity: Aadhaar Card, PAN Card, Passport, Driving License, Voter ID
Proof of Address: Recent utility bills, passport, driving license, voter ID
Photographs: 2-3 recent photographs
5. Account Activation:
The bank will verify your documents and process your application.
Once approved, your UCO Saral Savings Account will be activated, and you'll receive your account details, including your account number, debit card, etc.