उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
खाता नाम
Ujjivan Classic Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 5,000
डेबिट कार्ड शुल्क
Primary Debit Card Issuance Fee (1st year) RuPay Classic: Rs.149 (Default)
RuPay Platinum: Rs.299
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15
फीस और शुल्क
Ujjivan Classic Saving Account
विशेष लक्षण
High interest rate.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
High interest rate.
Free Mobile Banking App in 9 different languages of your choice.
5 free transactions per month at any other bank’s ATM.
1 Free cheque book per quarter.
Free NEFT transactions through online mode.
Choice of debit card – RuPay Classic Debit Card & RuPay Platinum Debit Card
दोष
Limited branch network.
Limited value add features.
Ujjivan Classic Savings Account Review
The bank although small is listed on the stock exchange and is profitable. The account offers a high interest rate and a decent debti card. Overall it is a good savings account option.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a Ujjivan Classic Savings Account in two ways:
Online:Visit the Ujjivan SFB website.
Locate the "Open Online" button for the Classic Savings Account.
Complete the online application form with your personal and financial details.
Undergo Video KYC to verify your identity.
Make the required initial deposit.
Offline:Visit the nearest Ujjivan SFB branch.
Obtain a Savings Account application form.
Fill out the form with your details.
Submit the form along with necessary documents like Aadhaar card, PAN card, and passport-sized photographs.Make the required initial deposit.