उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
खाता नाम
Ujjivan Senior Citizen Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%
निःशुल्क डेबिट कार्ड
Yes -RuPay Classic Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15
फीस और शुल्क
Ujjivan Senior Citizen Saving Account
विशेष लक्षण
Special assistance at branches with a dedicated senior citizen desk
पात्रता मापदंड
Indian resident above the age of 60.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Special assistance at branches with dedicated senior citizen desk.
Lifetime Free RuPay Classic Debit Card with host of benefits.
No charges on non-maintenance of minimum balance.
Free 25 Cheque leaves per quarter.
Free SMS alert facility to your registered mobile number
Door step Services including financial(up to Rs.5000/-) and non- financial transactions.
5 free transactions per month at any other Bank’s ATM
दोष
Ujjivan has limited ATM and branch network.
Ujjivan Senior Citizen Saving Account
The account offers a number of value add features. The account also offers a high interest rate. Overall the account is a decent package for senior citizens.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
1. Visit a Ujjivan SFB Branch:
Go to the nearest Ujjivan Small Finance Bank (Ujjivan SFB) branch.
2. Obtain an Application Form:
Request a Senior Citizen Savings Account application form from the bank staff.
3. Fill Out the Form:
Complete the form with your personal and financial details.
4. Submit Documents:
Submit the filled-out form along with the required documents (see below).
5. Initial Deposit:
Make the required initial deposit (if any).
Documents Required:
Proof of Age:
Age proof (e.g., PAN card, Aadhaar card, birth certificate, passport)Identity Proof:
Aadhaar card, PAN card, passport, driver's license, or voter IDAddress Proof:
Passport, driver's license, voter ID, utility bills, or bank statementsPhotographs:Two recent passport-sized photographs