उत्पाद विवरण
बैंक का नाम
Utkarsh Small Finance Bank
खाता नाम
Utkarsh Standard Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 5,000
डेबिट कार्ड शुल्क
Rupay Classic Joining Fee: INR 0. Annual Fee INR 150.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction
फीस और शुल्क
Utkarsh Standard Saving Account
विशेष लक्षण
High interest rate.
पात्रता मापदंड
Indian resident.
Minimum age should be 18.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free NEFT and RTGS transaction.
The interest is calculated on daily product basis and credited quarterly.
Zero Liabilities coverage on Debit card.
High interest rate.
दोष
The account offers limited value add features.
The bank has limited ATM and branch network.
Utkarsh Standard Saving Account Review
The account comes with a high interest rate. The account comes with a few value add features. Overall the account is a good option for individuals who transact digitally.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Opening an Utkarsh Standard Savings Account
You can open an Utkarsh Standard Savings Account either online or by visiting a branch.
Online:
Visit the Utkarsh Small Finance Bank website: Go to the official website of Utkarsh Small Finance Bank.
Select "Accounts and Deposits": Look for the "Accounts and Deposits" section under the "Personal" tab.
Choose "Standard Savings Account": Select the "Standard Savings Account" option.
Click "Get a Callback": Provide your details and click on the "Get a Callback" button.
Complete Video KYC: You will receive a call from Utkarsh Small Finance Bank to complete the Video KYC process.
Offline:
Visit a Utkarsh Small Finance Bank branch: Find the nearest branch to your location.
Obtain an account opening form: Request an account opening form from the bank representative.
Fill out the form: Complete the form with your personal details.
Submit required documents: Provide the necessary documents, including:
Proof of Identity: Aadhaar card, PAN card, Voter ID card, Driving License, or Passport
Proof of Address: Aadhaar card, Voter ID card, Driving License, Passport, Ration card, or Utility billsPassport-size photographs
Complete KYC: The bank will conduct KYC checks to verify your identity and address.