उत्पाद विवरण
बैंक का नाम
Yes Bank
खाता नाम
YES Pro Max Savings Account
खाते का प्रकार
Saving account
ब्याज दर
Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%. Above Rs. 10 Lakh: 7%.
निःशुल्क डेबिट कार्ड
Yes, Explore Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Average Monthly Balance (AMB) of Rs. 50,000.
डेबिट कार्ड शुल्क
First-year annual fee waiver.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
YES Pro Max Savings Account
विशेष लक्षण
Lifestyle benefits up to Rs. 1.17 lakhs.
Users can earn up to 25,000 YES Rewardz in a year.
Discounts on Locker rentals and Demat AMC.
पात्रता मापदंड
To be eligible for a PRO Max Savings Account, the applicant need to be a resident of India who is over 18 years old.
फ़ायदे
विशेषताएं, पात् रता और लाभ
पक्ष विपक्ष
पेशेवरों
Lifestyle benefits up to Rs. 1.17 lakhs.
Users can earn up to 25,000 YES Rewardz in a year.
Discounts on Locker rentals and Demat AMC.
24/7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility.
Free SMS & Email alert facility.
दोष
High Average Monthly Balance (AMB) requirements.
YES Pro Max Savings Account
The account offer low interest rate for balance upto INR 10 Lakh. For balance above INR 10 Lakh, it offers a decent interest rate of 7%. The account comes with a number of value add benefits. Overall individuals maintaining balance above INR 10 Lakh can consider it.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Online:
Visit the Yes Bank website: Go to the Yes Bank homepage and click on "Open an Account."
Select "Savings Account": Choose the "Savings Account" option from the available choices.
Fill in the application form: Provide all the required details accurately in the online application form.
Submit the form: Once you have filled in all the necessary details, submit the application form.
Generate your account number: You will be able to generate your own account number, which will be used for future banking transactions.
2. Offline:
Visit a Yes Bank branch: Go to your nearest Yes Bank branch and request an account opening form.
Fill out the form: Fill in the application form with all the required details.
Submit the form: Submit the completed application form along with the necessary documents.
Documents required:
Identity proof: PAN card, Aadhaar card, Voter ID, Driving License, Passport, etc.
Address proof: Passport, Aadhaar card, Voter ID, Driving License, Utility bills, etc.Recent passport-size photographs