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• AU Bank Altura Credit Card: 2% Cashback on all retail spends done at Grocery stores, Departmental stores, and Utility bill payments. (Maximum cashback per statement cycle is INR 50), and 1% Cashback on all other retail spends. (Maximum cashback per statement cycle is INR 50).

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• AU Bank Altura Plus Credit Card: 2X Reward Points (i.e. 2 Reward Points per INR 100 retail spends) for all your online transactions, 1 Reward Point per INR 100 spent on Utility, Rent, BBPS, Insurance, and Education & Govt. category spends. 1.5% Cashback on all POS retail spends done at merchant outlets. 

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• AU Bank Zenith Credit Card:  20 Reward Points per INR 100 retail spending done on Dining at standalone restaurants. Dining cashback rate: 5%. 10 Reward Points per INR 100 retail spends done on International transactions, Grocery, and Departmental stores. Grocery cashback rate: 2.5%. 5 Reward Points per INR 100 retail spends done across other merchant categories. General cashback rate: 1.25%. 1 Reward Points per INR 100 retail spends done on BBPS and Utility & Telecom categories. Utility cashback rate 0.25%. 

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• AU Bank Zenith+ Credit Card: Earn 2 Reward Points for every INR 100 spent on travel, dining, and international spending. Earn 1 Reward Point per INR 100 on retail spending across all merchant categories. The value of 1 Reward Point is INR 1. Effective Cashback Rate: 2% (on travel, dining, and international spending), and 1% for other spending.  

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• AU Bank Ixigo Credit Card: Earn 20 Reward Points for every ₹200 spent on Train Bookings with ixigo. Effective CB Rate: 5%. Earn 10 Reward Points for every ₹200 spent on online purchases. Effective CB Rate: 2.5%. Earn 5 Reward Points for every ₹200 spent offline. Effective CB Rate: 1.25%. 1 RP = 0.25.

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• AU Bank Vetta Credit Card:  4 Reward Points per INR 100 retail spends done on Grocery & Departmental stores. 2 Reward Points per INR 100 retail spends done across all other merchant categories. 1 Reward Point per INR 100 retail spends done on Insurance Utility & Telecom categories. 1 RP = 0.25 paisa. Effective CB Rate: 1.75%.

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• AU Bank LIT Credit Card:  10X or 5X Reward Points on all online domestic & international retail transactions, and 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions.  5% cashback 3 times over 90 days for retail spending in addition to 1 Reward Point per INR 100 spent. Minimum retail spends of INR 7,500 & max. cashback of INR 500 over 30 days. Additional 2% cashback 3 times over 90 days for retail spends in addition to 1 Reward Point per INR 100 spent.

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• AU Bank InstaPay Credit Card: Get 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 per statement cycle). 

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