Reward System: Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Value of 1 myCash point is INR 1. Hotel cashback rate: 6%. 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip. 1% cashback on all other retail spends.

5% cashback on Flipkart Wholesale online & offline. (Maximum INR 2000 per month). (Limited period offer between 7th August 2024 to 05th Nov 2024).

5% cashback on Telecom, Utility, Govt. & Tax payments up to INR 250 per month.

1% cashback on all other spends.(Maximum INR 25,000 per month).

Cashback accrued per calendar month will be auto-redeemed to the user in successive statements.

• 1 cash point = INR 0.25

• 3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). Effective cashback rate: 0.75%.

• 2% cash points on utility spend (maximum 500 points per month). Effective cashback rate: 0.50%.

• 1% cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). Effective cashback rate: 0.25%.

• Cashback redemption is capped at 50,000 reward points per calendar month.

• Users must have a minimum cash points equivalent to INR 500 for redemption.

• Cash points are valid only for 2 years from the date of the transaction.