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Credit Card
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HDFC CSC Small Business MoneyBack
100 reward points = INR 20 ( 1 Rp = INR 0.2)
Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%
Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%
Users will get 5% cashback on telecom, utility, govt. & tax payments.
Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.
Credit Card Category
Interest Rate
Business Credit Card
NA
HDFC Biz Black Metal Edition Credit Card
Users will receive 5 reward points for every INR 150 spent.
1 reward point = Upto Rs. 1.
General cashback rate: 1%.
Redeem on SmartBuy (against flights/hotel booking). Effective cashback rate: 3.33%
Redeem against product catalogue via net banking & SmartBuy. Effective cashback rate: Up to 1.66%
Airmiles conversion via net banking. The effective cashback rate is 3.33%
Catalogue via net banking & SmartBuy. The effective cashback rate is up to 3.33%
A minimum of 2500 RP is needed to redeem reward points against the statement balance.
Unredeemed reward points will expire after 3 years of accumulation.
A maximum of 1,50,000 reward points can be earned in a statement cycle.
Credit Card Category
Interest Rate
Business Credit Card
As a welcome benefit users will get a Club Marriott annual membership and Taj stays voucher worth INR 5000 on spends of INR 1.5 Lakhs within the first 90 days. Users can avail up to 20% discounts for dining, stay & spa service with Club Marriott membership across Asia–Pacific region.
HDFC Bank Biz First Credit Card
3% cash points on EMI Spends, maximum 1,000 cash points/calendar month. Effective cashback rate: 0.45%.
2% cash points on Utility bills, Electronics, SmartPay & Payzapp transactions, a maximum of 500 cash points/calendar month. Effective cashback rate: 0.3%.
1% cash points on all other spends including UPI spends, maximum 500 cash points/calendar month.
Effective cashback rate: 0.15%.
Value of 1 cash point = Upto Rs. 0.20.
A minimum of 2500 cash points is needed to redeem cash points against the statement balance.
A maximum of 15,000 cash points can be earned in a statement cycle.
Unredeemed cash points will expire after 2 years of accumulation.
Credit Card Category
Interest Rate
Business Credit Card
As a welcome benefit users will get a gift voucher worth INR 250 on making one transaction within the first 37 days of card issuance. This gift voucher can be redeemed on top brands like Amazon, Swiggy & more.
HDFC Bank Biz Grow Credit Card
Users will receive 2 cash points on spending Rs.150.
Value of 1 cash point = Upto Rs. 0.30.
General cashback: 0.33%.
Effective cashback rate on SmartBuy (against flights/hotel booking): 0.33%.
Effective cashback rate against product catalogue via net banking & SmartBuy: Upto 0.33%.
Effective cashback rate against business catalogue via net banking & SmartBuy: 0.4%.
A minimum of 2500 cash points is needed to redeem cash points against the statement balance.
A maximum of 15,000 cash points can be earned in a statement cycle.
Unredeemed cash points will expire/lapse after 2 years of accumulation.
Credit Card Category
Interest Rate
Business Credit Card
As a welcome benefit users will get a gift voucher worth Rs.250 on making one transaction on this credit card within the first 37 days of card issuance. This gift voucher is redeemable on top brands like Amazon, Swiggy & more.
Yes Bank Card Anq Phi Credit Card
Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food. Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, and 4 Yes Reward Points on every ₹200 spent on other selected categories. 1 RP = 0.25 paisa. travel, dining, and grocery Cashback rate: 3%. Other spends cashback rate: 0.5%.
Credit Card Category
Interest Rate
Rewards Credit Card
None