बैंक खाते
भारत में बैंक खातों की निष्पक्ष समीक्षाओं का सबसे बड़ा संग्रह देखें। सभी बैंक खातों की समीक्षाएँ निःशुल्क हैं और हमारे द्वारा दी गई रेटिंग पूरी तरह से वस्तुनिष्ठ है। बैंक खातों से जुड़े फ़ायदे, नुकसान, विशेष सुविधाएँ और विभिन्न शुल्कों की तुलना करें।
Interest Rate
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
LTV Ratio of 75% to 85%.
Down Payment / LTV Ratio
Maximum Loan Amount
Both
Fixed / Floating
No limit
PNB Gen-Next – Housing Loan for Salaried
All salaried employees with a minimum of 3 years experience.
Co-borrower will also be salaried class
Upto the age of 40 years.
In the case of multiple borrowers whose income has been taken for arriving at the loan eligibility and repaying capacity, one borrower must be at least up to the age of 40 years and others may be maximum upto the age of 45 years.
Further, where the income of the applicants is not being taken for arriving at the loan eligibility and they are owners/co-owners in the property, they are to be made co-borrowers under this scheme without referring his/her age.
Minimum net monthly salary: Rs.35000.
PNB Gen-Next – Housing Loan for Salaried
MyRupaya Ratings
Interest Rate
8.85% onwards. Up to 6.5% after subsidy.
LTV Ratio of 80 to 90%.
Down Payment / LTV Ratio
Maximum Loan Amount
Floating
Fixed / Floating
30,00,000
Pradhan Mantri Awas Yojana
Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible.
EWS households - Households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs only)and house size with carpet area up to 30 square meters.
LIG households - households having an annual income above Rs.3,00,000 (Rupees Three Lakhs) and up to Rs.6,00,000 (Rupees Six Lakhs)and house size with carpet area up to 60 square meters.
Pradhan Mantri Awas Yojana
MyRupaya Ratings
Interest Rate
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
LTV Ratio of 75% to 85%.
Down Payment / LTV Ratio
Maximum Loan Amount
Both
Fixed / Floating
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
Housing Loan for PNB Pride Customers
All Central/ State government Employees/ Defence personnel/Paramilitary forces & pensioners of Central & State government.
Housing Loan for PNB Pride Customers
MyRupaya Ratings
PNB Gen-Next – Housing Loan for Salaried
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
For Fixed: 9.40% to 11.60% per annum. For Floating: 8.40% to 10.10% per annum.
Not available.
No limit
Up to 30 years.
Pradhan Mantri Awas Yojana
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
8.85% onwards. Up to 6.5% after subsidy.
No
30,00,000
30 years
Housing Loan for PNB Pride Customers
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
MyRupaya Ratings :-
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Interest Rate
Homesaver Option
Loan Tenure
Max Loan Amount
For Floating: 8.45% to 10.10% per annum. 9.45% to 11.60% for Fixed.
No
For construction/purchase of house/flat: No limit.
For purchase of land/ Plot for house building/repairs/renovation/alterations: 50 lakh.
For repairs/renovation/alterations to the house/flat: 15 years.
For others: 30 years.