6E Rewards XL - IndiGo HDFC Bank Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
No international airport lounge access.
Welcome Benefit: 1 complimentary flight ticket worth Rs.3000, 1 complimentary 6E prime add-on. Accor hotel vouchers worth Rs. 5000 on joining fee payment.
Reward System: 1 6E Rewards = 1 Rs. Users can earn 1 reward point for every INR 100 spent. Customers get 5% 6E rewards on IndiGo, 3% 6E rewards on grocery, dining & entertainment, and 2% 6E rewards on all other spends.
Cardholders also get 8 complimentary domestic airport lounge accesses per year,
Exclusive dining privileges and low foreign currency markup.
Revolving credit facility available.
पक्ष विपक्ष
Welcome Benefits
1 complimentary flight ticket worth Rs.3000, 1 complimentary 6E prime add-on. Accor hotel vouchers worth Rs. 5000 on joining fee payment.
पुरस्कार प्रणाली
1 6E Rewards = 1 Rs. Users can earn 1 reward point for every INR 100 spent. Customers get 5% 6E rewards on IndiGo, 3% 6E rewards on grocery, dining & entertainment, and 2% 6E rewards on all other spends.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Markup fee of 2.5% on all foreign currency transactions.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
12 golf lessons and 4 rounds of green fees at select golf courses.
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Gross Monthly Income> Rs 1,20,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 14.4 Lakhs per annum
फ़ायदे
Decent cashback rate.
Discounted convenience fee.
Domestic airport lounge access.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Select the "6E Rewards XL - IndiGo HDFC Bank Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal information, such as your name, address, and contact details. You will also need to provide your income and employment details.
You will need to upload a scanned copy of your PAN card and a recent passport-size photograph.
Once you have submitted your application, an HDFC Bank representative will contact you to verify your details and complete the application process.
Here are the steps on how to apply through a phone call:
Call the HDFC Bank customer care number 1800 267 7777.
Select the option to apply for a credit card.
Provide your personal information to the customer care representative.
The customer care representative will guide you through the application process.
सम्पर्क करने का विवरण
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: 1 complimentary flight ticket worth Rs.3000, 1 complimentary 6E prime add-on. Accor hotel vouchers worth Rs. 5000 on joining fee payment.
Reward System: 1 6E Rewards = 1 Rs. Users can earn 1 reward point for every INR 100 spent. Customers get 5% 6E rewards on IndiGo, 3% 6E rewards on grocery, dining & entertainment, and 2% 6E rewards on all other spends.
Cardholders also get 8 complimentary domestic airport lounge accesses per year,
Exclusive dining privileges and low foreign currency markup.
Revolving credit facility available.
No international airport lounge access.
Considering the benefits this card offers to IndiGo flyers, it can be considered one of the top travel credit cards presently available. The eight complimentary domestic lounge access this card offers every year makes the benefits taste even sweeter. All these benefits make this card the ideal credit card for frequent domestic fliers. Although you have to pay an annual membership fee of Rs. 1,500, this card is still worth the amount for frequent fliers.
6E Rewards XL - IndiGo HDFC Bank Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/ Renewal Membership Fee – Rs.1, 500/- + Applicable Taxes
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fees: 2.5%.
Reward Redemption Fees: Rs. 99/-
ईंधन अधिशुक्ल
N/A
Billing Cycle
30 Days