Adani One ICICI Platinum Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Adani One ICICI Platinum Credit Card
Bank Name :
ICICI Bank
प्रकार
Lifestyle Credit Card
ब्याज दर
3.40%p.m. 40.80%p.a.
पात्रता
Minimum Age: You'll likely need to be at least 18 years old.
Income: There will likely be a minimum annual income requirement. This could vary depending on the specific variant of the Platinum card (e.g., Regular Platinum vs. Super Platinum).
Credit Score: A good credit score (generally above 750) is usually required for premium credit cards like the Platinum card.
Employment Status: Salaried individuals, self-employed professionals, and businessmen are likely eligible.
पेशेवरों
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Reward system: 3% reward points on Adani One ecosystem: Adani managed airports, Trainman, Gas, Electricity, and more. and 1% as Adani reward points on all other domestic spending categories (excluding fuel and rent payments). 1.5% as Adani reward points on the international spending category. Earn 0.5% as Adani reward points on utility and insurance spending.
Milestone Benefit: Annual fee waiver on spends of Rs 3,00,000 and above in a calendar year.
Travel Benefits: 8 domestic lounge access and premium upgrades at Adani-managed airports.
Other Benefits: Exclusive benefits of 4 Porter and 2 premium car parking services per year at Adani-managed airports. Avail 25% off upto Rs 100 twice every month on BookMyShow after card activation.
दोष
Limited applicability: Similar to the Signature card, the high rewards are concentrated on the Adani One platform. The benefits might be less attractive if you don't frequently use Adani services or travel through their airports.
Limited international lounge access: Lounge access benefits are primarily focused on domestic Adani-managed airports.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
पुरस्कार प्रणाली
3% reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category. Earn 0.5% as Adani Reward points on utility and insurance spend.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Avail 4 porter services every year ( 2 porter services on every 1 lakh spent, maximum of 4 porter services every year).
Eligibility Criteria
Minimum Age: You'll likely need to be at least 18 years old.
Income: There will likely be a minimum annual income requirement. This could vary depending on the specific variant of the Platinum card (e.g., Regular Platinum vs. Super Platinum).
Credit Score: A good credit score (generally above 750) is usually required for premium credit cards like the Platinum card.
Employment Status: Salaried individuals, self-employed professionals, and businessmen are likely eligible.
फ़ायदे
Welcome offers.
Travel benefits.
Lounge access.
Milestone benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the ICICI Bank website (https://www.icicibank.com/) and navigate to the credit card section.
Look for the Adani One ICICI Credit Cards section or a "New Credit Card" application option.
While filling out the application, you might have the option to choose the Adani One Platinum Credit Card if it's available online.
सम्पर्क करने का विवरण
18001080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Reward system: 3% reward points on Adani One ecosystem: Adani managed airports, Trainman, Gas, Electricity, and more. and 1% as Adani reward points on all other domestic spending categories (excluding fuel and rent payments). 1.5% as Adani reward points on the international spending category. Earn 0.5% as Adani reward points on utility and insurance spending.
Milestone Benefit: Annual fee waiver on spends of Rs 3,00,000 and above in a calendar year.
Travel Benefits: 8 domestic lounge access and premium upgrades at Adani-managed airports.
Other Benefits: Exclusive benefits of 4 Porter and 2 premium car parking services per year at Adani-managed airports. Avail 25% off upto Rs 100 twice every month on BookMyShow after card activation.
Limited applicability: Similar to the Signature card, the high rewards are concentrated on the Adani One platform. The benefits might be less attractive if you don't frequently use Adani services or travel through their airports.
Limited international lounge access: Lounge access benefits are primarily focused on domestic Adani-managed airports.
The Adani One ICICI Platinum Credit Card is suitable for those who regularly use Adani services and occasionally travel through Adani airports. The welcome vouchers and movie benefits offer some additional value. However, if you don't utilize the Adani ecosystem frequently, or prioritize rewards on everyday spending categories, a more general-purpose credit card with wider applicability might be a better choice.
Adani One ICICI Platinum Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fees: INR 750 + taxes
Annual Fees (2nd year onwards): INR 750 + taxes.
Interest Rates: 3.40%p.m. 40.80%p.a.
Cash Advance Charges: 2.5% on advanced amount, subject to minimum of ₹300.
Late Payment Charges: Ranges from INR 0 to INR 1200.
Foreign Currency Mark-up Fees: 3.50%.
ईंधन अधिशुक्ल
Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet.
Billing Cycle
30 Days