American Express Platinum Travel Credit Card
Rewards & Benefits
Welcome Benefits
10,000 Membership rewards points redeemable for Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 3,000.
Milestone Benefits
Milestone Benefits:Customers can get a travel voucher or a Flipkart voucher for every Rs 4 Lacs spent in a membership year.
Cashback Rate
The value of 1 RP = INR 0.50.
Users will get 2 Membership rewards points per Rs. 100 spent on flights and hotels booked through American Express Travel. Effective cashback rate: 1%.
1 Membership rewards point per Rs. 100 spent on all other purchases. Effective cashback rate: 0.50%.
Movie Benefits
Dining Benefits
Other Benefits
Customers can get a Taj Experiences E-Gift card worth Rs 10,000 from the Taj, SeleQtions, and Vivanta Hotels
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash advance fee:3.5% of the amount withdrawn, with a minimum of Rs. 250.
Interest rate
Does not have a traditional interest rate
Late Payment Fee
Late payment fee:Rs. 500 or 5% of the outstanding balance, whichever is higher.
Foreign Currency Transactions Fee
Foreign currency markup:2% on all foreign currency transactions (rounded up to the nearest INR 5).
Other Fees
First year:Rs. 3,500 + applicable taxes | Second year onwards:Rs. 5,000 + applicable taxes
दोष
Limited Lounge Access: Compared to the Platinum Charge Card, the lounge access is restricted to India and doesn't include international visits.
Membership Rewards Restrictions: MR points earned cannot be pooled with other Amex cards, limiting redemption options.
Lower Acceptance Rate: Amex cards may have limited acceptance at some merchants, especially smaller vendors.
Fuel Surcharge: A 2.3% surcharge applies to gas station purchases, making it less ideal for frequent drivers.
Welcome Gift: Users will get 10,000 membership rewards points, redeemable for a Flipkart voucher or Pay with points option in Amex Travel Online worth Rs. 3,000.
Reward System: The value of 1 RP = INR 0.50. Users will get 2 Membership rewards points per Rs. 100 spent on flights and hotels booked through American Express Travel. Effective cashback rate: 1%. 1 Membership rewards point per Rs. 100 spent on all other purchases. Effective cashback rate: 0.50%.
Milestone Benefits: Customers can get a travel voucher or a Flipkart voucher for every INR 4 Lacs spent in a membership year.
Customers can get a Taj Experiences E-Gift card worth Rs. 10,000 from the Taj, SeleQtions, and Vivanta Hotels
Complimentary lounge access with 8 visits per year (max. 2 per quarter) at Indian airports.
Priority Pass Membership: Free access to over 1,300 lounges worldwide for authorized users, boosting travel convenience.
International Airline Program: Access to lower fares for premium class ticket bookings, perfect for luxury travel enthusiasts.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
The applicant must be over 18 years of age.
If self-employed, the applicant’s company must have been trading for more than 12 months.
The applicant must have a good credit history and no payment defaults.
The applicant must have a current residential address in India.
The applicant must have an Indian or multinational bank’s savings or current account in India.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
The American Express Platinum Travel Credit Card has an annual fee of $695.
To apply, you must be at least 18 years old and have a good credit history. You can apply online or by phone.
The application process is relatively simple. You will need to provide your basic personal information, income, and employment information.
American Express will review your application and let you know if you are approved within a few days.
सम्पर्क करने का विवरण
1800 419 2122
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Gift: Users will get 10,000 membership rewards points, redeemable for a Flipkart voucher or Pay with points option in Amex Travel Online worth Rs. 3,000.
Reward System: The value of 1 RP = INR 0.50. Users will get 2 Membership rewards points per Rs. 100 spent on flights and hotels booked through American Express Travel. Effective cashback rate: 1%. 1 Membership rewards point per Rs. 100 spent on all other purchases. Effective cashback rate: 0.50%.
Milestone Benefits: Customers can get a travel voucher or a Flipkart voucher for every INR 4 Lacs spent in a membership year.
Customers can get a Taj Experiences E-Gift card worth Rs. 10,000 from the Taj, SeleQtions, and Vivanta Hotels
Complimentary lounge access with 8 visits per year (max. 2 per quarter) at Indian airports.
Priority Pass Membership: Free access to over 1,300 lounges worldwide for authorized users, boosting travel convenience.
International Airline Program: Access to lower fares for premium class ticket bookings, perfect for luxury travel enthusiasts.
Limited Lounge Access: Compared to the Platinum Charge Card, the lounge access is restricted to India and doesn't include international visits.
Membership Rewards Restrictions: MR points earned cannot be pooled with other Amex cards, limiting redemption options.
Lower Acceptance Rate: Amex cards may have limited acceptance at some merchants, especially smaller vendors.
Fuel Surcharge: A 2.3% surcharge applies to gas station purchases, making it less ideal for frequent drivers.
The American Express Platinum Travel credit card is a good option for travellers with wanderlust and business travellers, despite having an annual fee that is a little more than average (Rs. 5,000 after the first year). In addition to its travel benefits, the card offers some shopping benefits, so it could be a good choice for someone who enjoys online shopping.
The American Express Platinum Travel credit card is a good option for travellers with wanderlust and business travellers, despite having an annual fee that is a little more than average (Rs. 5,000 after the first year). In addition to its travel benefits, the card offers some shopping benefits, so it could be a good choice for someone who enjoys online shopping.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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