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AU Bank InstaPay Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Users will get 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 per statement cycle).
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
s/ Annual membership fee: Lifetime free credit card.
Annual Fee
0
Cash Advance Fee
Cash Advance fee: 2.5% of amount withdrawn, subject to a minimum of INR 100.
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: Rs 0 to INR 1100 for outstanding amount ranging from INR 0 to INR 50,000 + amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 3.5%
Other Fees
EMI Conversion charges: 1% of the transaction value, subject to min Rs 99. | Fuel Surcharge: 1%, waived upto INR 250 per statement cycle.
दोष
Low cashback rate.
Limited value add benefits.
No free movie tickets.
No free lounge visits.
Welcome Benefits: None.
Reward System: Users will receive 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 per statement cycle).
Milestone Benefits: None.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Primary cardholder between the age of 21 years and 60 years.
Add-on cardholder should be over 18 years.
Indian citizen.
Applicant needs to be an existing credit card holder of AU Bank.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the AU Finance Bank Instapay Credit Card:
Go to the AU Finance Bank website and click on the "Apply for Credit Card" link.
Select the "Instapay Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a copy of your PAN card and recent salary slip.
Submit your application.
AU Finance Bank representative will contact you to verify your details and approve your application. Once your application is approved, you will receive your credit card in the mail within 7-10 working days.
सम्पर्क करने का विवरण
Toll Free No: 1800 1200 1200
1800 26 66677
Email: customercare@aubank.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: None.
Reward System: Users will receive 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 per statement cycle).
Milestone Benefits: None.
Low cashback rate.
Limited value add benefits.
No free movie tickets.
No free lounge visits.
Card has just one feature that is cashback. Even that is capped at INR 100. Totally avoidable card
Card has just one feature that is cashback. Even that is capped at INR 100. Totally avoidable card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
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