Au Small Finance Bank Vetta Credit Card
Rewards & Benefits
Welcome Benefits
Users will get vouchers worth INR 2000 on a minimum of INR 30,000 retail spending done within 60 days of card setup.
Milestone Benefits
Quarterly Milestone Benefits: 500 bonus reward points on Rs 50,000 retail spending done per calendar quarter and 1,000 bonus reward points on reaching Rs Rs 1 Lakhs retail spending per calendar quarter. Up to 1,500 bonus reward points in every calendar quarter with Rs Rs 1 Lakhs retail spending.; Yearly Milestone Benefits: Rs 1,000 worth vouchers on minimum Rs Rs 2.50 Lakhs retail spends done in a card anniversary year. Choose vouchers from a bouquet of top brands. Birthday Benefits for cardholders. 1,000 bonus reward points on completing one retail transaction on your birthday.
Cashback Rate
The value of 1 reward point = INR 0.25. Users will get 4 reward points per INR 100 retail spent on grocery & departmental stores. Grocery cashback rate: 1%.
2 reward points per INR 100 retail spent across all other merchant categories. Effective general cashback rate: 0.50%.
1 reward points per INR 100 spend on rent, insurance, BBPS, education & govt and utility & telecom categories. Utilities cashback rate: 0.25%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
s/ Annual membership fee: Rs 2999 (plus taxes)
Annual Fee
Rs. 2999 (plus taxes)
Cash Advance Fee
Cash Advance fee: 2.5% of amount withdrawn, subject to a minimum of ₹ 100.
Interest rate
3.49% per month (41.88% annually).
Late Payment Fee
Late Payment fees: Rs 0 to Rs 1100 for outstanding amount ranging from Rs 0 to Rs 50,000 + amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 2.9%
Other Fees
EMI Conversion charges: 1% of the transaction value, subject to min Rs 99. | Fuel Surcharge: 1%, waived upto INR 250 per statement cycle.
दोष
High joining fee.
Low cashback rate.
Limited number of value add benefits.
Welcome Benefit: Users will get vouchers worth INR 2000 on a minimum of INR 30,000 retail spending done within 60 days of card setup.
Reward System: The value of 1 reward point = INR 0.25. Users will get 4 reward points per INR 100 retail spent on grocery & departmental stores. Grocery cashback rate: 1%. 2 reward points per INR 100 retail spent across all other merchant categories. Effective general cashback rate: 0.50%. 1 reward point per INR 100 spend on rent, insurance, BBPS, education & govt and utility & telecom categories. Utilities cashback rate: 0.25%.
Quarterly Milestone Benefits: 500 bonus reward points on INR 50,000 retail spending done per calendar quarter and 1,000 bonus reward points on reaching INR 1 lakh retail spending per calendar quarter. Up to 1,500 bonus reward points in every calendar quarter with INR 1 lakh retail spending.
Yearly Milestone Benefits: INR 1,000 worth vouchers on minimum INR 2.50 lakh retail spends done in a card anniversary year. Choose vouchers from a bouquet of top brands. Birthday Benefits for cardholders. 1,000 bonus reward points on completing one retail transaction on your birthday.
Complimentary Lounge Access: 1 complimentary lounge access per calendar quarter within India, using your VISA card. 1 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges.
Railway Lounges: 2 complimentary lounge access per calendar quarter, using VISA cards at railway stations. Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Primary cardholder between the age of 21 years and 60 years.
Add-on cardholder should be over 18 years.
Resident Indian.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the AU Finance Bank Vetta Credit Card:
Go to the AU Finance Bank website and click on the "Apply for Credit Card" link.
Select the "Vetta Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a copy of your PAN card and recent salary slip.
Submit your application.
AU Finance Bank representative will contact you to verify your details and approve your application. Once your application is approved, you will receive your credit card in the mail within 7-10 working days.
सम्पर्क करने का विवरण
Toll Free No: 1800 1200 1200
1800 26 66677
Email: customercare@aubank.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get vouchers worth INR 2000 on a minimum of INR 30,000 retail spending done within 60 days of card setup.
Reward System: The value of 1 reward point = INR 0.25. Users will get 4 reward points per INR 100 retail spent on grocery & departmental stores. Grocery cashback rate: 1%. 2 reward points per INR 100 retail spent across all other merchant categories. Effective general cashback rate: 0.50%. 1 reward point per INR 100 spend on rent, insurance, BBPS, education & govt and utility & telecom categories. Utilities cashback rate: 0.25%.
Quarterly Milestone Benefits: 500 bonus reward points on INR 50,000 retail spending done per calendar quarter and 1,000 bonus reward points on reaching INR 1 lakh retail spending per calendar quarter. Up to 1,500 bonus reward points in every calendar quarter with INR 1 lakh retail spending.
Yearly Milestone Benefits: INR 1,000 worth vouchers on minimum INR 2.50 lakh retail spends done in a card anniversary year. Choose vouchers from a bouquet of top brands. Birthday Benefits for cardholders. 1,000 bonus reward points on completing one retail transaction on your birthday.
Complimentary Lounge Access: 1 complimentary lounge access per calendar quarter within India, using your VISA card. 1 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges.
Railway Lounges: 2 complimentary lounge access per calendar quarter, using VISA cards at railway stations. Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.
High joining fee.
Low cashback rate.
Limited number of value add benefits.
Au Small Finance Bank Vetta Credit Card has limited number of value add features it is best suited for individuals who are students or freshers. There are multiple cards in the market which offer better benefits in the same fee range.
Au Small Finance Bank Vetta Credit Card has limited number of value add features it is best suited for individuals who are students or freshers. There are multiple cards in the market which offer better benefits in the same fee range.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.