
Axis Bank Select Credit Card
Rewards & Benefits
Welcome Benefits
Users will get an Amazon voucher worth Rs 2000 on the first card transaction within 90 days of issuance.
Milestone Benefits
Cashback Rate
Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend.The value of each point is INR 0.2. The effective cashback rate is 1%.
Customers can earn 10 Axis EDGE points on every Rs 200 spent, and 5000 EDGE points on spending Rs Rs 3 Lakhs in a card anniversary year.
Movie Benefits
Dining Benefits
Other Benefits
Customers get 20% off up to Rs 500 per month on a minimum purchase of Rs 2000 on BigBasket mobile app, and 40% off up to a maximum of Rs 200 on the Swiggy mobile app/ website.
Lounge Access
Fees & Charges
Joining Fee
INR 3,000.
Annual Fee
2nd Year onwards: Rs 3,000.
Cash Advance Fee
Cash Withdrawal Fee From ATM - 2.5% (Min. Rs 500) of cash Amount.
Interest rate
3.6% per month (52.86% per annum).
Late Payment Fee
Late Payment Fee: Charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Mark-Up: 3.5%
Other Fees
Reward Redemption Fee: INR 0
दोष
Only available for individuals with net income of Rs. 9 Lakhs which is high.
Low cashback rate.
Cashback on Swiggy and BigBasket is capped.
Welcome Benefit: Users will get an Amazon voucher worth Rs 2000 on the first card transaction within 90 days of issuance.
Reward System: Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.
Customers get 20% off up to Rs. 500 per month on a minimum purchase of Rs 2000 on BigBasket mobile app, and 40% off up to a maximum of Rs. 200 on the Swiggy mobile app/ website.
The card also offers Buy one and get up to Rs 300 off on the second ticket on BookMyShow.
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
International lounge visits in a year, and 6 complimentary Golf rounds per year.Customers can earn 10 Axis EDGE points on every Rs. 200 spent, and 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Net income of Rs. 9,00,000 per annum and above.
Resident and Non-Resident Indian both are eligible.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank Select Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Select Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get an Amazon voucher worth Rs 2000 on the first card transaction within 90 days of issuance.
Reward System: Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.
Customers get 20% off up to Rs. 500 per month on a minimum purchase of Rs 2000 on BigBasket mobile app, and 40% off up to a maximum of Rs. 200 on the Swiggy mobile app/ website.
The card also offers Buy one and get up to Rs 300 off on the second ticket on BookMyShow.
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
International lounge visits in a year, and 6 complimentary Golf rounds per year.Customers can earn 10 Axis EDGE points on every Rs. 200 spent, and 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year.
Only available for individuals with net income of Rs. 9 Lakhs which is high.
Low cashback rate.
Cashback on Swiggy and BigBasket is capped.
Axis Bank Select Credit Card is a great premium card for beginners. It has significant number of value add features, however, it has a very low cashback rate in comparison to other premium credit cards on the market.
Axis Bank Select Credit Card is a great premium card for beginners. It has significant number of value add features, however, it has a very low cashback rate in comparison to other premium credit cards on the market.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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