Axis Bank Select Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Only available for individuals with net income of Rs. 9 Lakhs which is high.
Low cashback rate.
Cashback on Swiggy and BigBasket is capped.
Welcome Benefit: Users will get an Amazon voucher worth Rs 2000 on the first card transaction within 90 days of issuance.
Reward System: Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.
Customers get 20% off up to Rs. 500 per month on a minimum purchase of Rs 2000 on BigBasket mobile app, and 40% off up to a maximum of Rs. 200 on the Swiggy mobile app/ website.
The card also offers Buy one and get up to Rs 300 off on the second ticket on BookMyShow.
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
International lounge visits in a year, and 6 complimentary Golf rounds per year.Customers can earn 10 Axis EDGE points on every Rs. 200 spent, and 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year.
पक्ष विपक्ष
Welcome Benefits
Users will get an Amazon voucher worth Rs 2000 on the first card transaction within 90 days of issuance.
पुरस्कार प्रणाली
Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
A complimentary Priority Pass membership (worth USD99) with 12 complimentary International lounge visits in a year.
Eligibility Criteria
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Net income of Rs. 9,00,000 per annum and above.
Resident and Non-Resident Indian both are eligible.
फ़ायदे
Complimentary Priority Pass Visits: You will get 6 complimentary international lounge access to over 1,200 international airport lounges, per calendar year.
Complimentary Golf Rounds: You will get 3 complimentary golf rounds per calendar year at select golf courses in India.
Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank Select Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Select Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get an Amazon voucher worth Rs 2000 on the first card transaction within 90 days of issuance.
Reward System: Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.
Customers get 20% off up to Rs. 500 per month on a minimum purchase of Rs 2000 on BigBasket mobile app, and 40% off up to a maximum of Rs. 200 on the Swiggy mobile app/ website.
The card also offers Buy one and get up to Rs 300 off on the second ticket on BookMyShow.
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
International lounge visits in a year, and 6 complimentary Golf rounds per year.Customers can earn 10 Axis EDGE points on every Rs. 200 spent, and 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year.
Only available for individuals with net income of Rs. 9 Lakhs which is high.
Low cashback rate.
Cashback on Swiggy and BigBasket is capped.
Axis Bank Select Credit Card is a great premium card for beginners. It has significant number of value add features, however, it has a very low cashback rate in comparison to other premium credit cards on the market.
Axis Bank Select Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: INR 3,000.
Annual Fee - 2nd Year onwards: Rs 3,000.
Cash Withdrawal Fee From ATM - 2.5% (Min. Rs 500) of cash Amount.
Late Payment Fee: Charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum)
Reward Redemption Fee: INR 0
Forex Mark-Up: 3.5%
ईंधन अधिशुक्ल
1% however it is waived for transactions between Rs. 400 and Rs. 4,000. Waiver is capped at INR 100 per month.
Billing Cycle
30 Days