Axis Bank Shoppers Stop Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Low general cashback rate.
Welcome benefit: Users will get First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance, complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop and exclusive privileges of complimentary Golden Glow membership.
Reward system: The value of 1 First Citizen point is Rs. 0.60. Users will get 20 First Citizen points for every INR 200 spent on private label brands of Shopper's Stop with a cashback rate of 6%. Users will get 12 First Citizen accelerated points for every INR 200 spent on beauty products and other brands at Shopper's Stop, with a cashback rate of 3.6%. Users will get unlimited 2 First Citizen points earned on every INR 100 spent elsewhere with a cashback rate of 0.60%.
Users will get a 15% discount on EazyDiner, a maximum of INR 500 per month.
This credit card provides discounts on Wednesday on platforms like Swiggy, Zomato, MakeMyTrip, and Amazon Fresh.
पक्ष विपक्ष
Welcome Benefits
Users will get First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance, complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop and exclusive privileges of complimentary Golden Glow membership
पुरस्कार प्रणाली
The value of 1 First Citizen point is Rs. 0.60. Users will get unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper's Stop with a cashback rate of 6%, unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper's Stop, with a cashback rate of 3.6% and unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere with a cashback rate of 0.60%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Good discounts on Shoppers Stop.
Eligibility Criteria
Primary cardholders must be between 18 to 70 years of age.
The individual must be a resident of India.
फ़ायदे
Welcome benefits.
Dining benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here's how you can apply for the Axis Bank Shoppers Stop Credit Card:
1. Online Application:
Visit the Axis Bank Website: Go to the Axis Bank website and navigate to the credit cards section.
Find the Shoppers Stop Credit Card: Look for the Axis Bank Shoppers Stop Credit Card and click on the "Apply Now" button.
Fill in the Application Form: Complete the online application form with your personal and financial details.
Submit Your Application: Once you've filled in the form, submit your application for review.
2. Offline Application:
Visit an Axis Bank Branch: Go to your nearest Axis Bank branch.
Request an Application Form: Ask for an Axis Bank Shoppers Stop Credit Card application form from a bank representative.
Fill in the Application Form: Complete the form with your details and submit it to the bank representative.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome benefit: Users will get First Citizen reward points worth Rs. 300 upon first transaction within 30 days of card issuance, complimentary Shoppers Stop vouchers worth Rs. 2250 redeemable at Shoppers Stop and Homestop and exclusive privileges of complimentary Golden Glow membership.
Reward system: The value of 1 First Citizen point is Rs. 0.60. Users will get 20 First Citizen points for every INR 200 spent on private label brands of Shopper's Stop with a cashback rate of 6%. Users will get 12 First Citizen accelerated points for every INR 200 spent on beauty products and other brands at Shopper's Stop, with a cashback rate of 3.6%. Users will get unlimited 2 First Citizen points earned on every INR 100 spent elsewhere with a cashback rate of 0.60%.
Users will get a 15% discount on EazyDiner, a maximum of INR 500 per month.
This credit card provides discounts on Wednesday on platforms like Swiggy, Zomato, MakeMyTrip, and Amazon Fresh.
Low general cashback rate.
The cad offers a number of welcome benefits. The card is well suited for individuals who shop at Shoppers Stop frequently. The card offers low cashback rate.
Axis Bank Shoppers Stop Credit Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Renewal Membership Fee: Rs. 500
Annual Fee: 500
Foreign Currency Markup: 3.5% on all foreign currency transactions.
Cash Advance Fee: 2.5% of the amount withdrawn (minimum Rs. 500).
Late Payment Charges: Ranges from INR 100 to INR 1200
Reward Redemption Fee: INR 99
Interest Rate: 3.75% per month (i.e. 55.55% per annum).
ईंधन अधिशुक्ल
1%, waived on transactions between Rs. 400 to 5000.
Billing Cycle
30 days