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Axis KWIK Credit Card

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औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Axis KWIK Credit Card

Bank Name :

Axis Bank

प्रकार

Regular Credit Card

ब्याज दर

3.6% p.m. (52.86% p.a.)

पात्रता

Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.

Axis KWIK Credit Card
पेशेवरों

  • Rewards: Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.

  • Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App. 

दोष

  • No welcome offer. 

  • No lounge access programs are available. 

  • Low reward benefits. 

पक्ष विपक्ष
Welcome Benefits

None 

पुरस्कार प्रणाली

Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5% of the transaction value.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Credit card on UPI, customers can do UPI transactions through this credit card. 

Eligibility Criteria

Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.

फ़ायदे

  • UPI on credit card. 

  • Virtual credit card. 

  • Easy activation. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  1. Visit the Axis Bank website: https://www.axisbank.com/retail/cards/credit-card/axis-bank-kwik-credit-card

  2. Click on the "Apply Now" button.

  3. Fill out the online application form with your personal details, income information, and contact information.

  4. Upload the required documents (PAN card/Form 60, address proof, identity proof, and income proof).

  5. Submit the application and wait for a response from Axis Bank.

सम्पर्क करने का विवरण

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खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Rewards: Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent). 1 reward point = Rs. 0.20. Effective Cashback Rate: 0.2%.

  • Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App. 

  • No welcome offer. 

  • No lounge access programs are available. 

  • Low reward benefits. 

The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.

Axis Kwik Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining/Annual Fees: NIL 

  • Interest Rate: 3.6% p.m.  (52.86% p.a.) 

  • Cash Advance Charges: N/A 

  • Late payment Charges: Ranges from INR 500 to INR 1200.

  • Foreign Currency Mark-up fees: 3.5% of the transaction value. 

ईंधन अधिशुक्ल

1% Fuel surcharge waiver is applicable for fuel spent between INR 400 and INR 4000. Maximum waiver up to INR 150 per month. 

Billing Cycle

30 Days

फीस एवं प्रभार
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