Bandhan Bank Plus Credit Card
Rewards & Benefits
Welcome Benefits
Users will get MakeMyTrip cashback of INR 3000 as a joining benefit.
Milestone Benefits
Cashback Rate
The value of 1 reward point is worth Rs. 0.30.
Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%.
5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
(1st Year Fee) - INR 699
Annual Fee
s (2nd Year onwards) - INR 699+GST
Cash Advance Fee
Cash Advance Fee -3% of transaction fee or Rs. 300/-, whichever is higher
Interest rate
24.58% p.a.
Late Payment Fee
Late Payment Fess Rs. 0 for statement outstanding balance less than or equal to 100. 100 for statement outstanding balance between 101 and 500. 500 for statement outstanding balance between 501 and 5,000. 700 for statement outstanding balance between 5,001 and 10,000.800 for statement outstanding balance between 10,001 and 25,000. 1200 for statement outstanding balance greater than 25,000
Foreign Currency Transactions Fee
Foreign Currency Transactions up 3.5%
Other Fees
Rewards Points Redemption Fee- rs. 99/- | Railway Surcharge: Rs. 25 or 2.5% which ever is higher.
दोष
Limited features only.
A high joining fee is levied upon the customers.
Not specified that whether lounge access program is offered for domestic lounges or international lounges.
Welcome Benefit: Users will get MakeMyTrip cashback of INR 3000 as a joining benefit.
Reward System: The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
Users will get 4 lounge access per quarter, and additional rewards throughout the year.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Age: At least 18 years
Resident of India.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Check the eligibility criteria. The eligibility criteria for the Bandhan Bank Plus Credit Card are: Age: 21-65 years Minimum income: INR 25,000 per month Good credit history
Gather the required documents.
The required documents are: A recent passport-size photograph Proof of identity (any of the following): Voter ID, passport, driving license, PAN card, Aadhaar card Proof of residence (any of the following): Electricity bill, telephone bill, Aadhaar card, passport Proof of income (any of the following): Latest 3 months' salary slip, latest 3 months bank statement, income tax returns (ITR)/Form 16 Apply online or offline.
You can apply for the card online through the Bandhan Bank website or offline by visiting any Bandhan Bank branch.
Submit your application.
Once you have gathered the required documents, you can submit your application online or offline.
Wait for the approval.
The bank will review your application and let you know the status within a few days.
If your application is approved, you will receive the card within 7-10 working days.
सम्पर्क करने का विवरण
Call on 1800-258-8181, 033-4409-9090
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get MakeMyTrip cashback of INR 3000 as a joining benefit.
Reward System: The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
Users will get 4 lounge access per quarter, and additional rewards throughout the year.
Limited features only.
A high joining fee is levied upon the customers.
Not specified that whether lounge access program is offered for domestic lounges or international lounges.
Overall, the Bandhan Bank Plus Credit Card offers a step up from the One Card with better rewards, airport lounge access, and a higher joining bonus. However, the annual fee is higher, and the interest rate and reward rate remain limitations. This card could be suitable for individuals with moderate spending habits and occasional travel requirements seeking basic perks.
Overall, the Bandhan Bank Plus Credit Card offers a step up from the One Card with better rewards, airport lounge access, and a higher joining bonus. However, the annual fee is higher, and the interest rate and reward rate remain limitations. This card could be suitable for individuals with moderate spending habits and occasional travel requirements seeking basic perks.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.