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Bandhan Bank Plus Credit Card

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Rewards & Benefits

Welcome Benefits

Users will get MakeMyTrip cashback of INR 3000 as a joining benefit. 

Milestone Benefits

Cashback Rate

  • The value of 1 reward point is worth Rs. 0.30. 

  • Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%.

  • 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.

Movie Benefits

Dining Benefits

Other Benefits

Lounge Access

Fees & Charges

Joining Fee

(1st Year Fee) - INR 699

Annual Fee

s (2nd Year onwards) - INR 699+GST

Cash Advance Fee

Cash Advance Fee -3% of transaction fee or Rs. 300/-, whichever is higher

Interest rate

24.58% p.a.

Late Payment Fee

Late Payment Fess Rs. 0 for statement outstanding balance less than or equal to 100. 100 for statement outstanding balance between 101 and 500. 500 for statement outstanding balance between 501 and 5,000. 700 for statement outstanding balance between 5,001 and 10,000.800 for statement outstanding balance between 10,001 and 25,000. 1200 for statement outstanding balance greater than 25,000

Foreign Currency Transactions Fee

Foreign Currency Transactions up 3.5%

Other Fees

Rewards Points Redemption Fee- rs. 99/- | Railway Surcharge: Rs. 25 or 2.5% which ever is higher.

दोष
  • Limited features only. 

  • A high joining fee is levied upon the customers.  

  • Not specified that whether lounge access program is offered for domestic lounges or international lounges. 

  • Welcome Benefit: Users will get MakeMyTrip cashback of INR 3000 as a joining benefit. 

  • Reward System: The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.

  • Users will get 4 lounge access per quarter, and additional rewards throughout the year. 

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Age: At least 18 years
Resident of India.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  • Check the eligibility criteria. The eligibility criteria for the Bandhan Bank Plus Credit Card are:  Age: 21-65 years Minimum income: INR 25,000 per month Good credit history 

  • Gather the required documents. 

  • The required documents are:  A recent passport-size photograph Proof of identity (any of the following): Voter ID, passport, driving license, PAN card, Aadhaar card Proof of residence (any of the following): Electricity bill, telephone bill, Aadhaar card, passport Proof of income (any of the following): Latest 3 months' salary slip, latest 3 months bank statement, income tax returns (ITR)/Form 16 Apply online or offline. 

  • You can apply for the card online through the Bandhan Bank website or offline by visiting any Bandhan Bank branch.  

  • Submit your application. 

  • Once you have gathered the required documents, you can submit your application online or offline.  

  • Wait for the approval. 

  • The bank will review your application and let you know the status within a few days.  

  • If your application is approved, you will receive the card within 7-10 working days.

सम्पर्क करने का विवरण

Call on 1800-258-8181, 033-4409-9090

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Users will get MakeMyTrip cashback of INR 3000 as a joining benefit. 

  • Reward System: The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.

  • Users will get 4 lounge access per quarter, and additional rewards throughout the year. 

  • Limited features only. 

  • A high joining fee is levied upon the customers.  

  • Not specified that whether lounge access program is offered for domestic lounges or international lounges. 

Overall, the Bandhan Bank Plus Credit Card offers a step up from the One Card with better rewards, airport lounge access, and a higher joining bonus. However, the annual fee is higher, and the interest rate and reward rate remain limitations. This card could be suitable for individuals with moderate spending habits and occasional travel requirements seeking basic perks.

Overall, the Bandhan Bank Plus Credit Card offers a step up from the One Card with better rewards, airport lounge access, and a higher joining bonus. However, the annual fee is higher, and the interest rate and reward rate remain limitations. This card could be suitable for individuals with moderate spending habits and occasional travel requirements seeking basic perks.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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