BOBCARD ETERNA
Rewards & Benefits
Welcome Benefits
Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000.
Milestone Benefits
Milestone benefit:The user will be awarded 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus reward points on spending 5,00,000 in a year.
Cashback Rate
1 reward point is equal to .25 paise.
Users will receive 3 reward points for every INR 100 spent. General cashback rate: .75%.
5X reward points on dining, travel and international spending. Cashback rate: 3.75%.
5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Movie Benefits
Movie benefits.
Dining Benefits
Other Benefits
Up to 50 days interest-free credit period.; Golf course benefits.
Lounge Access
Fees & Charges
Joining Fee
Rs. 2499.
Annual Fee
Annual membership fee: Rs. 2499.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Interest rate
3.25% per month, 39% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
दोष
5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Strict eligibility criteria.
High joining and annual fee.
Welcome benefit: Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000.
Reward system: 1 reward point is equal to .25 paise. Users will receive 3 reward points for every INR 100 spent. General cashback rate: .75%. 5X reward points on dining, travel and international spending. Cashback rate: 3.75%. 5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Up to 50 days interest-free credit period.
Milestone benefit: The user will be awarded 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus reward points on spending 5,00,000 in a year.
Dining benefits.
Unlimited complimentary access to domestic airport lounges.
Golf course benefits.
Movie benefits.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
The applicant must be an Indian resident.
The applicant must be a Salaried/Self-employed with an income of more than 12 Lakhs per annum.
The applicant must be aged between 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder).
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Application:Visit the BOBCARD ETERNA Credit Card application portal.
Fill out the online application form with the required details.
E-sign using your Aadhaar.
Verify your identity via Video KYC.
Offline Application (Branch Visit):If you prefer an offline approach, visit your nearest Bank of Baroda branch.
Bring along all the necessary documents.
Fill out the physical application form provided by the bank.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000.
Reward system: 1 reward point is equal to .25 paise. Users will receive 3 reward points for every INR 100 spent. General cashback rate: .75%. 5X reward points on dining, travel and international spending. Cashback rate: 3.75%. 5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Up to 50 days interest-free credit period.
Milestone benefit: The user will be awarded 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus reward points on spending 5,00,000 in a year.
Dining benefits.
Unlimited complimentary access to domestic airport lounges.
Golf course benefits.
Movie benefits.
5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Strict eligibility criteria.
High joining and annual fee.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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