Bobcard Tiara
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
High annual charges.
No welcome benefits.
High interest rates.
Reward System: Users will get 15 reward points for spending every Rs. 100 on Dining, Travel and international spending. The value of 1 reward point is Rs. 0.25. Lifestyle cashback rate is 3.75%. Users will get 3 reward points on every other spend. General cashback rate is 0.75%.
Users will get unlimited lounge access at domestic airports.
Users will get a complimentary Women's Health package including Pap Smear & Blood Tests and Mammography package.
Users will get quarterly discounts of Rs. 500 each on Myntra, Nykaa and Flipkart and a quarterly discount of Rs. 1500 at Lakme salon.
Users will get a complimentary annual membership of Amazon Prime/Disney Hotstar, Gaana Plus.
Users will get unlimited free deliveries on food and Instamart orders with Swiggy One 3-month membership, once per annum and quarterly grocery discounts of ₹250 on Big Basket.
Flat Rs 250 off on Movie/Non-movie tickets quarterly on BookMyShow.
पक्ष विपक्ष
Welcome Benefits
No welcome benefits.
पुरस्कार प्रणाली
Users will get 15 reward points for spending every Rs. 100 on Dining, Travel and international spending. The value of 1 reward point is Rs. 0.25. So effective cashback rate is 3.75%.
Users will get 3 reward points on every other spend so the effective cashback rate is 0.75%
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
2%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
This credit card is specially deigned for women.
5X reward points on your selected spend.
Dining benefits.
Low international forex markup.
Eligibility Criteria
Indian Resident
Age Criteria:
Salaried: Age 21 to 60 years
Self-Employed: Age 21 to 65 years
Min Annual Income >= Rs. 7.2L
फ़ायदे
Dining benefits.
Unlimited complimentary access to domestic airport lounges.
Movie benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Application:Visit the BOBCARD Tiara Credit Card application portal.
Fill out the online application form with the required details.
E-sign using your Aadhaar.
Verify your identity via Video KYC.
Offline Application (Branch Visit):If you prefer an offline approach, visit your nearest Bank of Baroda branch.
Bring along all the necessary documents.
Fill out the physical application form provided by the bank.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 15 reward points for spending every Rs. 100 on Dining, Travel and international spending. The value of 1 reward point is Rs. 0.25. Lifestyle cashback rate is 3.75%. Users will get 3 reward points on every other spend. General cashback rate is 0.75%.
Users will get unlimited lounge access at domestic airports.
Users will get a complimentary Women's Health package including Pap Smear & Blood Tests and Mammography package.
Users will get quarterly discounts of Rs. 500 each on Myntra, Nykaa and Flipkart and a quarterly discount of Rs. 1500 at Lakme salon.
Users will get a complimentary annual membership of Amazon Prime/Disney Hotstar, Gaana Plus.
Users will get unlimited free deliveries on food and Instamart orders with Swiggy One 3-month membership, once per annum and quarterly grocery discounts of ₹250 on Big Basket.
Flat Rs 250 off on Movie/Non-movie tickets quarterly on BookMyShow.
High annual charges.
No welcome benefits.
High interest rates.
The card offers a decent lifestyle cashback rate. The card comes with a number of milestone benefits. Overall the card is a good all-rounder credit card.
Bobcard Tiara Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: Rs. 2499.
Annual membership fee: Rs. 2499.
Interest rate: 3.25% per month, 39% per annum.
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Foreign currency markup fee: 2%
Late payment charges: INR100 to INR1300.
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
ईंधन अधिशुक्ल
1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
Billing Cycle
Up to 50 days.