Diners Club Privilege Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Low general cashback rate.
Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Reward System: The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every INR 150 retail spend. Retail cashback rate: 0.53%. 20 reward points on every INR 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Milestone Benefit: Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh.
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs. 250/ticket, upto 2 free tickets every calendar month.
Users will get 2 complimentary airport lounge access every calendar quarter worldwide.
Accidental air death cover worth Rs. 1 crore.
Emergency overseas hospitalization of up to Rs. 25 lakhs
Travel insurance cover up upto Rs 50,000 on baggage delay, (Capped to 10$per hour & restricted to 8 hours),
Credit liability cover of Upto Rs. 9 lakh.
Diners exclusive offers on dining, spa, etc.
पक्ष विपक्ष
Welcome Benefits
Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
पुरस्कार प्रणाली
The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%. 20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%. 20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 35,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 6 Lakhs per annum
फ़ायदे
Welcome benefits.
Milestone benefits.
Airport lounge access.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify the documents and creditworthiness of the user
Approval: Upon approval, user will receive the credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 202 6161
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Reward System: The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every INR 150 retail spend. Retail cashback rate: 0.53%. 20 reward points on every INR 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Milestone Benefit: Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh.
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs. 250/ticket, upto 2 free tickets every calendar month.
Users will get 2 complimentary airport lounge access every calendar quarter worldwide.
Accidental air death cover worth Rs. 1 crore.
Emergency overseas hospitalization of up to Rs. 25 lakhs
Travel insurance cover up upto Rs 50,000 on baggage delay, (Capped to 10$per hour & restricted to 8 hours),
Credit liability cover of Upto Rs. 9 lakh.
Diners exclusive offers on dining, spa, etc.
Low general cashback rate.
The card is a fully loaded credit card with a number of benefits. However, the card offers low general cashback rate. It is important to note that Diner's credit card have lower acceptability than Master Card or Visa or Rupay.
Diners Club Privilege Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Renewal Membership Fee: Rs. 1,000 + Taxes (annually)
Annual Fee: 1,000 + GST.
Foreign Currency Markup: 3.5% on all foreign currency transactions.
Cash Advance Fee: 2.5% of the amount withdrawn (minimum Rs. 500).
Late Payment Charges: Ranges from INR 100 to INR 1300
Reward Redemption Fee: INR 99
Interest Rate: 3.75% per month (i.e. 45% per annum).
ईंधन अधिशुक्ल
1% waived for transactions between ₹400 to ₹5,000.
Billing Cycle
20 to 50 days.