EasySaver Super Card
Rewards & Benefits
Welcome Benefits
Users will get 1000 RP on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance.
Milestone Benefits
Cashback Rate
The value of 1 RBL reward point is INR 0.2.
Users will get 1 RBL reward point on spending INR 400. Effective cashback rate: 0.05%.
8 reward points for every Rs. 400 spends on Education and Bill payment. Effective cashback rate: 0.4%.
Users will get 5% cashback on a down payment at any Bajaj Finserv partner store.
Movie Benefits
Dining Benefits
Other Benefits
Easy Cash: users will get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to their billing date; with a maximum period of 50 days. Emergency advance: Convert the available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month. Users can convert the available cash limit into a Personal loan for 3 months at a 1.16% interest rate per month at no processing fee.; Users get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.; Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit.; Users can pay back in easy instalments and enjoy a host of benefits such as document-free processes and paperless money transfers.; Cash Advance program that fulfils short-term cash requirements.; Users also enjoy a credit-free period of up to 50 days.
Lounge Access
Fees & Charges
Joining Fee
s: Rs. 499 (Plus Service Tax)
Annual Fee
Annual membership Fees: 499 + GST
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Rates/ charges: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
दोष
Very low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
No cashback rewards are available.
Welcome Reward: Users will get 1000 RP on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance.
Reward System: The value of 1 RBL reward point is INR 0.2. Users will get 1 RBL reward point on spending INR 400. Effective cashback rate: 0.05%. 8 reward points for every Rs. 400 spends on Education and Bill payment. Effective cashback rate: 0.4%.
Users can convert the available cash limit into a Personal loan for 3 months at a 1.16% interest rate per month at no processing fee.
Users get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
If the user spends Rs. 1,00,000 in a year, then 2,500 reward points will be awarded to him.
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit.
Users can pay back in easy instalments and enjoy a host of benefits such as document-free processes and paperless money transfers.
Cash Advance program that fulfils short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the RBL Bank + Bajaj Finance EasySaver Super Card: Visit the RBL Bank website and click on the "Apply for Credit Card" link. Select the "RBL Bank + Bajaj Finance EasySaver Super Card" from the list of credit cards. Enter your personal and financial information, such as your name, email address, contact number, PAN card number, and income proof. Submit your application and wait for approval. You can also apply for the RBL Bank + Bajaj Finance EasySaver Super Card through the Bajaj Finserv website or app.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Reward: Users will get 1000 RP on payment of joining fees and minimum spending of Rs. 2,000 within 30 days of card issuance.
Reward System: The value of 1 RBL reward point is INR 0.2. Users will get 1 RBL reward point on spending INR 400. Effective cashback rate: 0.05%. 8 reward points for every Rs. 400 spends on Education and Bill payment. Effective cashback rate: 0.4%.
Users can convert the available cash limit into a Personal loan for 3 months at a 1.16% interest rate per month at no processing fee.
Users get an unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
If the user spends Rs. 1,00,000 in a year, then 2,500 reward points will be awarded to him.
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit.
Users can pay back in easy instalments and enjoy a host of benefits such as document-free processes and paperless money transfers.
Cash Advance program that fulfils short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days.
Very low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
No cashback rewards are available.
The RBL EasySaver Super Card offers a mix of everyday rewards, fuel surcharge waiver, and access to a credit line for emergencies or temporary needs. However, the lower cashback rate compared to premium cards, limited redemption options, annual fee, potential customer service concerns, and interest on loan balances after the grace period are important drawbacks to consider.
The RBL EasySaver Super Card offers a mix of everyday rewards, fuel surcharge waiver, and access to a credit line for emergencies or temporary needs. However, the lower cashback rate compared to premium cards, limited redemption options, annual fee, potential customer service concerns, and interest on loan balances after the grace period are important drawbacks to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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