top of page

FIRST EARN RuPay Credit Card

0

Rewards & Benefits

Welcome Benefits

Users will get 100% cashback up to ₹200 cashback on the first 4 UPI transactions made through the IDFC FIRST Bank mobile app within 15 days of digital card generation. Users will get 5% cashback up to ₹1,000 on the transaction value of first EMI done within 30 days of card set-up.

Milestone Benefits

​

Cashback Rate

  • 1% cashback on every spend via the IDFC FIRST Bank mobile app. 

  • 0.5% cashback on UPI spends via other apps and all online spends.

Movie Benefits

25% discount up to ₹100 on Paytm movie tickets.

Dining Benefits

​

Other Benefits

Complimentary roadside assistance worth ₹1,399.

Lounge Access

​

Fees & Charges

Joining Fee

Rs. 499 plus taxes.

Annual Fee

Annual membership fee: Rs. 499 plus taxes.

Cash Advance Fee

Cash advance fee: Rs. 199

Interest rate

0.75% monthly, 9% annually.

Late Payment Fee

Late payment charges: INR100 to INR1300.

Foreign Currency Transactions Fee

Foreign currency markup fee: 3.5%

Other Fees

Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1%

दोष

  • High International forex charges.

  • No fuel surcharge waiver.

  • Welcome benefits: Users will get 100% cashback up to ₹200 cashback on the first 4 UPI transactions made through the IDFC FIRST Bank mobile app within 15 days of digital card generation. Users will get 5% cashback up to ₹1,000 on the transaction value of first EMI done within 30 days of card set-up.

  • Rewards program: 1% cashback on every spend via the IDFC FIRST Bank mobile app, 0.5% cashback on UPI spends via other apps and all online spends, cashback will be capped at ₹500 in a statement cycle.

  • Complimentary roadside assistance worth ₹1,399.

  • 25% discount up to ₹100 on Paytm movie tickets.

  • 20% discount across 1,500+ restaurants.

पक्ष विपक्ष
Welcome Benefits

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

पुरस्कार प्रणाली

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Eligibility Criteria

There is no credit history required. All you need is a fixed deposit with the Bank.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Online Application:

  1. Visit the IDFC First Bank Website: Go to the official website of IDFC First Bank.

  2. Locate the Credit Card Section: Look for the section dedicated to credit cards or search for "FIRST EARN RuPay Credit Card."

  3. Click on "Apply Now": Find the "Apply Now" button for the FIRST EARN RuPay Credit Card and click on it.

  4. Fill in the Application Form: Provide the necessary personal and financial information as required.

  5. Upload Required Documents: You may need to upload documents like your PAN card, Aadhaar card, income proof, and address proof.

  6. Submit the Application: Review your application and submit it online.

Offline Application:

  1. Visit an IDFC First Bank Branch: Locate the nearest branch to you.

  2. Request an Application Form: Ask the bank representative for a FIRST EARN RuPay Credit Card application form.

  3. Fill in the Form: Complete the form with accurate information.

  4. Submit the Form and Documents: Submit the filled form along with the required documents to the bank representative.

सम्पर्क करने का विवरण

Customer care hotline
1800 10 888

खाता खोलने की प्रक्रिया और प्रक्रिया

​

​

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome benefits: Users will get 100% cashback up to ₹200 cashback on the first 4 UPI transactions made through the IDFC FIRST Bank mobile app within 15 days of digital card generation. Users will get 5% cashback up to ₹1,000 on the transaction value of first EMI done within 30 days of card set-up.

  • Rewards program: 1% cashback on every spend via the IDFC FIRST Bank mobile app, 0.5% cashback on UPI spends via other apps and all online spends, cashback will be capped at ₹500 in a statement cycle.

  • Complimentary roadside assistance worth ₹1,399.

  • 25% discount up to ₹100 on Paytm movie tickets.

  • 20% discount across 1,500+ restaurants.

  • High International forex charges.

  • No fuel surcharge waiver.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

ईंधन अधिशुक्ल

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Billing Cycle

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

फीस एवं प्रभार
bottom of page