HDFC Bank Business Regalia First Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a Zomato Gold complimentary membership for a year. This membership can be availed after spending Rs.75,000 within the first 3 months of card issuance.
Milestone Benefits
Cashback Rate
Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa. Effective cashback rate: 0.60%.
5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000.
Movie Benefits
Dining Benefits
Other Benefits
Users can enjoy the lowest foreign currency markup of 2% on all foreign currency spends.; Fuel surcharge waiver is also available.; Customers can also avail insurance covers against various risks- For air accidents, the nominated kin will receive a compensation of Rs Rs 50 Lakhs. Protection worth up to Rs Rs 10 Lakhs against any medical emergency while travelling. Flight Delay Cover of upto Rs 25,000 is available for primary cardholders. Missing of Connecting International Flight: Cover of upto Rs 25,000 available to primary cardholder
Lounge Access
Fees & Charges
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Cash Advance Fee
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest rate
3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Reward Redemption Fees: Rs. 99/-
दोष
None
Welcome Benefit: Users will get a Zomato Gold complimentary membership for a year. This membership can be availed after spending Rs.75,000 within the first 3 months of card issuance.
Reward System: Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa. Effective cashback rate: 0.60%. Users will get 5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000.
Users will earn 7,500 reward points on annual spends of Rs. 6,00,000 or more in each anniversary year and 5,000 reward points on annual spends of Rs. 3,00,000 or more in each anniversary year.
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.
Customers also get 8 complimentary domestic lounge access per calendar year.
Exclusive dining privilege at premium restaurants across India.
Users can enjoy the lowest foreign currency markup of 2% on all foreign currency spends.
Fuel surcharge waiver is also available.
Customers can also avail insurance covers against various risks- For air accidents, the nominated kin will receive a compensation of Rs. 50 lakhs. Protection worth up to Rs. 10 lakhs against any medical emergency while travelling. Flight Delay Cover of upto INR 25,000 is available for primary cardholders. Missing of Connecting International Flight: Cover of upto INR 25,000 available to primary cardholder
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Occupation: Self Employed or Salaried
Age: Min 21 yrs & Max 65 Yrs
ITR of more than Rs 7,20,000 per year
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the HDFC Bank website and click on the "Apply for Credit Cards" tab.
Select the "Business Regalia First Credit Card" from the list of cards.
Enter your personal and business details. Upload your scanned documents, such as your PAN card, Aadhaar card, and business registration certificate.
Submit your application.
You will be contacted by HDFC Bank's credit card team for further processing of your application.
The approval of your application will depend on your credit score and other factors.
सम्पर्क करने का विवरण
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get a Zomato Gold complimentary membership for a year. This membership can be availed after spending Rs.75,000 within the first 3 months of card issuance.
Reward System: Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa. Effective cashback rate: 0.60%. Users will get 5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000.
Users will earn 7,500 reward points on annual spends of Rs. 6,00,000 or more in each anniversary year and 5,000 reward points on annual spends of Rs. 3,00,000 or more in each anniversary year.
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.
Customers also get 8 complimentary domestic lounge access per calendar year.
Exclusive dining privilege at premium restaurants across India.
Users can enjoy the lowest foreign currency markup of 2% on all foreign currency spends.
Fuel surcharge waiver is also available.
Customers can also avail insurance covers against various risks- For air accidents, the nominated kin will receive a compensation of Rs. 50 lakhs. Protection worth up to Rs. 10 lakhs against any medical emergency while travelling. Flight Delay Cover of upto INR 25,000 is available for primary cardholders. Missing of Connecting International Flight: Cover of upto INR 25,000 available to primary cardholder
None
HDFC Business Regalia First Credit Card is tailored for business people and provides exclusive privileges and great savings. This HDFC Credit card offers premium benefits including complimentary airport lounge access, preferential financial benefits, dining privileges at premium hotels, free insurance policy, and a lot more at an annual premium of Rs.1,000. A 100% recommended card for all types and sizes of businesses.
HDFC Business Regalia First Credit Card is tailored for business people and provides exclusive privileges and great savings. This HDFC Credit card offers premium benefits including complimentary airport lounge access, preferential financial benefits, dining privileges at premium hotels, free insurance policy, and a lot more at an annual premium of Rs.1,000. A 100% recommended card for all types and sizes of businesses.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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Billing Cycle
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