HDFC Bank INFINIA Credit Card Metal Edition
Rewards & Benefits
Welcome Benefits
Users will get a complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region and 12,500 reward points upon fee realisation and card activation.
Milestone Benefits
Cashback Rate
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Rs.12,500
Annual Fee
Cash Advance Fee
Cash withdrawal fee: NIL
Interest rate
1.99% per month i.e. 23.88% annually
Late Payment Fee
Foreign currency mark-up fee: 2% Late payment charges:-
Foreign Currency Transactions Fee
Other Fees
Renewal fee: Rs.5,000 (Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.) | Rewards redemption fee : NIL | Add-on cards charges: NIL | Less than Rs.100 - Nil Rs.100 to Rs.500 - Rs.100 Rs.501 to Rs.5,000 - Rs.500 Rs.5,001 to Rs.10,000 - Rs.600 Rs.10,001 and 25,000 - Rs.800 Rs.25,000 to Rs.50,000 - Rs.1,100 Over Rs.50,000 - Rs.1,300
दोष
Extremely costly card.
Welcome Benefit: Users will get a complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region and 12,500 reward points upon fee realisation and card activation.
Reward System: Users will earn 5 reward points on every Rs.150 retail spend. Reward points can be redeemed for: Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs1. Effective cashback rate: 3.33%. Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1. Effective cashback rate: 3.33%. Airmiles conversion through net banking at a value of 1RP = 1 air mile. Effective cashback rate: 3.33%. Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50. Cashback at a value of 1 RP = Rs 0.30. Effective cashback rate: 0.99%.
Customers can enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass (benefit also available for add-on Priority Pass holders), and unlimited complimentary golf games at leading courses across India and select courses across the world.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Membership for the HDFC Bank Infinia Credit Card is By Invite Only
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Click on the "INFINIA Credit Card Metal Edition" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
सम्पर्क करने का विवरण
HDFC Bank Customer Service
Customer care numbers:
Toll Free: 1800 266 3310
Landline: 022-6171 7606 (For customers travelling overseas)
E-mail: infinia.services@hdfcbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get a complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region and 12,500 reward points upon fee realisation and card activation.
Reward System: Users will earn 5 reward points on every Rs.150 retail spend. Reward points can be redeemed for: Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs1. Effective cashback rate: 3.33%. Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1. Effective cashback rate: 3.33%. Airmiles conversion through net banking at a value of 1RP = 1 air mile. Effective cashback rate: 3.33%. Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50. Cashback at a value of 1 RP = Rs 0.30. Effective cashback rate: 0.99%.
Customers can enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass (benefit also available for add-on Priority Pass holders), and unlimited complimentary golf games at leading courses across India and select courses across the world.
Extremely costly card.
HDFC Bank Infinia credit card offers a plethora of benefits to its customers including lifestyle benefits like a 24×7 concierge service, complimentary access to the country’s leading golf destinations, dining and travel benefits like unlimited complimentary lounge access all around the world with the Priority Pass membership, flight/hotel bookings using Reward Points and, obviously, shopping benefit of 5 Reward Points per Rs. 150 spent with the card. Considering all these benefits and privileges, it’s safe to say that this card fits the needs of almost all types of customers. Of course, since it’s a premium credit card, although the bank has not mentioned it explicitly on their terms and conditions, your net worth must be fairly high to be eligible for this card.
HDFC Bank Infinia credit card offers a plethora of benefits to its customers including lifestyle benefits like a 24×7 concierge service, complimentary access to the country’s leading golf destinations, dining and travel benefits like unlimited complimentary lounge access all around the world with the Priority Pass membership, flight/hotel bookings using Reward Points and, obviously, shopping benefit of 5 Reward Points per Rs. 150 spent with the card. Considering all these benefits and privileges, it’s safe to say that this card fits the needs of almost all types of customers. Of course, since it’s a premium credit card, although the bank has not mentioned it explicitly on their terms and conditions, your net worth must be fairly high to be eligible for this card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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