HDFC Bank Times Card Credit Platinum
Rewards & Benefits
Welcome Benefits
Welcome vouchers worth 5000 across shopping, apparel, dining and many more categories.
Milestone Benefits
Cashback Rate
Users will earn 3 reward points for every ₹150 spent.
10 reward points on every ₹150 spent on Dining spends on weekdays.
1 RP= 0.30 paisa. General cashback rate: 0.6%. Weekday dining cashback rate: 2%.
Movie Benefits
Dining Benefits
Other Benefits
Users will be eligible for the Times Prime membership if they make 1 transaction in a calendar quarter.; Customers can get 15% of their bill when they use their HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.; Customers will get up to 20% off on online and offline - shopping, wellness and hotel stay.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash advance fee: 2.5% or r ₹500 whichever is higher.
Interest rate
3.6% per month i.e. 43.2% annually
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Joining/Renewal Membership Fees ₹ 1000/- plus Applicable Taxes | Reward Redemption Fees: Rs. 99/-
दोष
Low general cashback rate.
Welcome Benefit: Welcome vouchers worth 5000 across shopping, apparel, dining and many more categories.
Reward System: Users will earn 3 reward points for every ₹150 spent. 10 reward points on every ₹150 spent on Dining spends on weekdays (1 RP= 0.30 paisa). General cashback rate: 0.6%. Weekday dining cashback rate: 2%.
Users will be eligible for the Times Prime membership if they make 1 transaction in a calendar quarter.
Customers get 50 % discount on Movies tickets booked via BookMyshow up to Rs 600 per transaction.
Customers can get 15% of their bill when they use their HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.
Customers will get up to 20% off on online and offline - shopping, wellness and hotel stay.
Users can also avail extra discount of Rs1500, up to a maximum of 15% of their dining bill.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
For Salaried Indian national.
Age: 21 years to 60 years
Net monthly income: Rs 35,000 & above
For Self Employed Indian national
Age: 21 years to 65 years
Annual Income should be Rs 6,00,000 & above
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Click on the "Times Card Credit Platinum" link. Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
सम्पर्क करने का विवरण
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Welcome vouchers worth 5000 across shopping, apparel, dining and many more categories.
Reward System: Users will earn 3 reward points for every ₹150 spent. 10 reward points on every ₹150 spent on Dining spends on weekdays (1 RP= 0.30 paisa). General cashback rate: 0.6%. Weekday dining cashback rate: 2%.
Users will be eligible for the Times Prime membership if they make 1 transaction in a calendar quarter.
Customers get 50 % discount on Movies tickets booked via BookMyshow up to Rs 600 per transaction.
Customers can get 15% of their bill when they use their HDFC Bank Times Card Credit Platinum via PayEazy on Eazydiner.
Customers will get up to 20% off on online and offline - shopping, wellness and hotel stay.
Users can also avail extra discount of Rs1500, up to a maximum of 15% of their dining bill.
Low general cashback rate.
HDFC Bank Platinum credit card is well suited for the young generation providing them with great offers and benefits on dining and entertainment. If you are a beginner and looking for a credit card then this card might just work for you. The card charges a nominal annual fee of Rs 1,000 and you get a reward rate of Rs 0.10 on redemptions and you also get accelerated reward points on weekend dining. However, if you want a credit card with a similar fee, but more saving opportunities, you should check other HDFC Bank's credit cards.
HDFC Bank Platinum credit card is well suited for the young generation providing them with great offers and benefits on dining and entertainment. If you are a beginner and looking for a credit card then this card might just work for you. The card charges a nominal annual fee of Rs 1,000 and you get a reward rate of Rs 0.10 on redemptions and you also get accelerated reward points on weekend dining. However, if you want a credit card with a similar fee, but more saving opportunities, you should check other HDFC Bank's credit cards.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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