HDFC Pixel Play Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
HDFC Pixel Play Credit Card
Bank Name :
HDFC Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.6% per month (i.e., 43.2% per annum)
पात्रता
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
पेशेवरों
Reward System: Cardholders will get 5% cashback on any two packs of their choice.
- Dining & Entertainment category – BookMyShow & Zomato.
- Travel category – MakeMyTrip & Uber.
- Grocery category – Blinkit & Reliance Smart Bazaar.
- Electronics category – Croma & Reliance Digital.
- Fashion category – Nykaa & Myntra.
3% cashback on any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp1% unlimited cashback across all other spends.
Get up to 25% off on dining through Swiggy Dineout.
Annual fee reversal on spend of INR 50,000 in any year.
दोष
No welcome benefits.
No free movie tickets.
No free airport lounge benefits.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
फ़ायदे
Cashback credit card.
Instant digital credit card.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Cardholders will get 5% cashback on any two packs of their choice.
- Dining & Entertainment category – BookMyShow & Zomato.
- Travel category – MakeMyTrip & Uber.
- Grocery category – Blinkit & Reliance Smart Bazaar.
- Electronics category – Croma & Reliance Digital.
- Fashion category – Nykaa & Myntra.
3% cashback on any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp1% unlimited cashback across all other spends.
Get up to 25% off on dining through Swiggy Dineout.
Annual fee reversal on spend of INR 50,000 in any year.
No welcome benefits.
No free movie tickets.
No free airport lounge benefits.
HDFC Pixel Play's USP is its 5% cashback and that too on 2 categories selected by you. Apart from the cashback the card has limited value add benefits. No free lounge benefits is a major con.
HDFC Pixel Play Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee/Renewal Membership Fee – INR 500 /- + Applicable Charges
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher
Late Payment Charges: Ranges from INR 100 to INR 1300.
Interest Rate: 3.6% per month (i.e., 43.2% per annum)
Foreign Currency Mark-up Fees: 3.5%
Reward Redemption Fee: INR 99
ईंधन अधिशुक्ल
1%, waived on transactions between INR 400 and INR 4,000. Max cashback INR 250.
Billing Cycle
30 days.