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HDFC Swiggy Credit Card

62.5

Rewards & Benefits

Welcome Benefits

Complimentary Swiggy One membership for 3 months on card activation.

Milestone Benefits

Cashback Rate

  • Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 

  • 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 

  • 1% cashback on all other eligible spends, capped at INR 500 per month.

Movie Benefits

Dining Benefits

Other Benefits

Annual Fee Reversal:The annual fee of Rs 500 is waived if the user spends Rs 2,00,000 or more in a year.

Lounge Access

Fees & Charges

Joining Fee

Rs. 500

Annual Fee

Rs. 500

Cash Advance Fee

A transaction fee of 2.5% or ?500 whichever is higher.

Interest rate

3.6% per month (i.e., 43.2% per annum)

Late Payment Fee

Late Payment Charges: Ranges from INR 100 to INR 1300.

Foreign Currency Transactions Fee

Foreign Currency Mark-up Fees: 3.5%

Other Fees

Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher. | Reward Redemption Fee: INR 99

दोष
  • No free lounge visit.

  • No free movie tickets. 

  • Limited number of value add features. 

  • Welcome Benefit: Users will get a free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.

  • Reward System: Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 1% cashback on all other eligible spends, capped at INR 500 per month.

  • Annual Fee Reversal: The annual fee of INR 500 is waived if the user spends INR 2,00,000 or more in a year.

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

You must be an Indian citizen.
You must be 21-60 years of age if you are salaried, and 21-65 years of age if you are self-employed.
Your net monthly income must be greater than Rs. 15,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  1. Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).

  2. Apply online: Visit the HDFC Bank website or app and fill out the online application form.

  3. Documents: Submit the required documents like PAN card, address proof, and income proof.

  4. Verification: HDFC will verify your documents and creditworthiness.

  5. Approval: Upon approval, you will receive your credit card within 7-10 working days.

सम्पर्क करने का विवरण

1800 1600

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Users will get a free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.

  • Reward System: Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 1% cashback on all other eligible spends, capped at INR 500 per month.

  • Annual Fee Reversal: The annual fee of INR 500 is waived if the user spends INR 2,00,000 or more in a year.

  • No free lounge visit.

  • No free movie tickets. 

  • Limited number of value add features. 

The HDFC Swiggy Credit Card is a good choice for frequent Swiggy users and online shoppers who can manage the annual fee. The high cashback rates and Swiggy One membership make it a valuable card for these groups. However, if you don't use Swiggy often or prioritize flexibility in reward redemption, other cards might be a better fit.

The HDFC Swiggy Credit Card is a good choice for frequent Swiggy users and online shoppers who can manage the annual fee. The high cashback rates and Swiggy One membership make it a valuable card for these groups. However, if you don't use Swiggy often or prioritize flexibility in reward redemption, other cards might be a better fit.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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