
HDFC Swiggy Credit Card
Rewards & Benefits
Welcome Benefits
Complimentary Swiggy One membership for 3 months on card activation.
Milestone Benefits
Cashback Rate
Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month.
5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month.
1% cashback on all other eligible spends, capped at INR 500 per month.
Movie Benefits
Dining Benefits
Other Benefits
Annual Fee Reversal:The annual fee of Rs 500 is waived if the user spends Rs 2,00,000 or more in a year.
Lounge Access
Fees & Charges
Joining Fee
Rs. 500
Annual Fee
Rs. 500
Cash Advance Fee
A transaction fee of 2.5% or ?500 whichever is higher.
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher. | Reward Redemption Fee: INR 99
दो ष
No free lounge visit.
No free movie tickets.
Limited number of value add features.
Welcome Benefit: Users will get a free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.
Reward System: Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 1% cashback on all other eligible spends, capped at INR 500 per month.
Annual Fee Reversal: The annual fee of INR 500 is waived if the user spends INR 2,00,000 or more in a year.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age if you are salaried, and 21-65 years of age if you are self-employed.
Your net monthly income must be greater than Rs. 15,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get a free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.
Reward System: Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 1% cashback on all other eligible spends, capped at INR 500 per month.
Annual Fee Reversal: The annual fee of INR 500 is waived if the user spends INR 2,00,000 or more in a year.
No free lounge visit.
No free movie tickets.
Limited number of value add features.
The HDFC Swiggy Credit Card is a good choice for frequent Swiggy users and online shoppers who can manage the annual fee. The high cashback rates and Swiggy One membership make it a valuable card for these groups. However, if you don't use Swiggy often or prioritize flexibility in reward redemption, other cards might be a better fit.
The HDFC Swiggy Credit Card is a good choice for frequent Swiggy users and online shoppers who can manage the annual fee. The high cashback rates and Swiggy One membership make it a valuable card for these groups. However, if you don't use Swiggy often or prioritize flexibility in reward redemption, other cards might be a better fit.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
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