ICICI HPCL Coral Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
ICICI HPCL Coral Credit Card
Bank Name :
ICICI Bank
प्रकार
Fuel Credit Card
ब्याज दर
3.4% per month (or 40.8% per annum)
पात्रता
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Minimum Income: Depends on the location of the credit card applicant.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
पेशेवरों
Reward system: Users will earn 2.5% cashback on the purchase of fuel at HP petrol pumps on a minimum purchase of INR 500. Max cashback capped at INR 100. 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
25% discount on booking movie tickets up to INR 100.
Annual fee reversed on spending INR 50,000.
दोष
No free lounge visits.
Limited value add features.
Low cashback rate.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100. Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None.
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Minimum Income: Depends on the location of the credit card applicant.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
फ़ायदे
Cashback benefits.
Fuel benefits.
Movie benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
सम्पर्क करने का विवरण
1800 1080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward system: Users will earn 2.5% cashback on the purchase of fuel at HP petrol pumps on a minimum purchase of INR 500. Max cashback capped at INR 100. 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
25% discount on booking movie tickets up to INR 100.
Annual fee reversed on spending INR 50,000.
No free lounge visits.
Limited value add features.
Low cashback rate.
The card offers low fuel cashback rate when compared to other fuel credit cards from competitors. Even the general cashback rate is low. Value add benefits are also limited.
ICICI HPCL Coral Credit Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: 199 + GST.
Annual Fee (Second year onwards): 199 + GST.
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.il
ईंधन अधिशुक्ल
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of INR 250.
Billing Cycle
30 days.