IDFC First Power Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
Low effective cashback rate of 0.25%.
Not suitable for shopping and other big spends.
Welcome Benefit: Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
Reward System: Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month. 2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month. 2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month. 0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
Other Benefits: ₹150 discount on orders above ₹500 on Swiggy, ₹500 discount on ZoomCar rentals, and discounts up to 50% on domestic and international rental cars with Eco Rent A Car and Europcar.
पक्ष विपक्ष
Welcome Benefits
Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
पुरस्कार प्रणाली
Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month. 2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month. 2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month. 0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
15X reward points on fuel and LPG: Earn an impressive 15X reward points on fuel and LPG purchases at HPCL outlets.
Eligibility Criteria
Age: 21 years & above.
Indian resident with permanent residential address.
फ़ायदे
Cashback offers on fuel purchases.
Swiggy and Zoomcar discounts.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
To apply for the IDFC First Power Credit Card, you can either apply online or visit a nearby IDFC First Bank branch. To apply online:
Go to the IDFC First Bank website and click on the "Apply for Credit Card" tab.
Select the "IDFC First Power Credit Card" from the list of credit cards.
Enter your basic information, such as your name, contact details, and date of birth.
Upload a copy of your PAN card and latest salary slip.
Click on the "Submit" button.
सम्पर्क करने का विवरण
Toll Free No: 1860 258 2000
Whatsapp banking (for registered Nos): Numbers to connect: 95555 55555
•Email us at Banker@idfcfirstbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
Reward System: Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month. 2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month. 2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month. 0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
Other Benefits: ₹150 discount on orders above ₹500 on Swiggy, ₹500 discount on ZoomCar rentals, and discounts up to 50% on domestic and international rental cars with Eco Rent A Car and Europcar.
Low effective cashback rate of 0.25%.
Not suitable for shopping and other big spends.
IDFC First Power Card is a great card if you are looking to bring down your gas and fuel bills. It is also a feature rich card. The only flaw is its low general cashback rate (non-fuel).
IDFC First Power Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: INR 0
Annual Fee: INR 0
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1250 .
Fuel Surcharge - 1%, waived upto INR 400 per statement cycle.
Cash withdrawal fee - INR 199.
Redemption fee: INR 99.
Monthly Interest Rate - 0.75% - 3.5% Annual Interest Rate - 9% - 42%
Forex Mark up - 1.5%
ईंधन अधिशुक्ल
1%, however it is waived upto INR 100 per month.
Billing Cycle
30 Days.