Ikea Family CITI Credit Card
Rewards & Benefits
Welcome Benefits
Customers can get cashback of INR 1000 in their card account on spending Rs. 6000 or more within 30 days of card issuance.
Milestone Benefits
Cashback Rate
Users will get 3 reward points per INR 100 spent at Ikea.
Value of 1 reward point: INR 0.20. Ikea cashback rate: 0.6%.
Users will get 2 reward points per INR 100 spent on dining transactions. Dining cashback rate: 0.4%.
Users will get 1 reward point on all other spends. General cashback rate: 0.2%.
20% off at partner restaurants.
Movie Benefits
Dining Benefits
Other Benefits
Users can convert their Ikea purchases into 48 months EMI @ 13% interest.
Lounge Access
Fees & Charges
Joining Fee
0
Annual Fee
0
Cash Advance Fee
2.5% of the transacted amount or Rs. 500 (whichever is higher).�
Interest rate
Interest Rate: 3.75% per month (i.e., 45.00% annualized)
Late Payment Fee
Late Payment Charges: 0-1300 depending on the amount outstanding.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5% on all foreign currency spends
Other Fees
Cash Advance Charges: 2.5% of the transacted amount or Rs. 500 (whichever is higher).
दोष
No free movie tickets.
No free airport lounge visits.
Welcome Benefits: Customers can get cashback of INR 1000 in their card account on spending Rs. 6000 or more within 30 days of card issuance.
Reward System: Users can get 3 reward points per INR 100 spent at Ikea. Value of 1 reward point: INR 0.20. Ikea cashback rate: 0.6%. 2 reward points per INR 100 spent on dining transactions. Dining cashback rate: 0.4%. Users can get 1 reward point on all other spends—a general cashback rate of 0.2%.
Other Benefits: 20% off at partner restaurants.
Useres can convert their Ikea purchases into 48 months EMI @ 13% interest.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Need to be IKEA Family Member (Ikea's loyalty program).
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Offline
You can sign up in store at one of the IKEA Family digital screens
You will receive a digital card on registration so you can start to enjoy the benefits straight away.
Your physical card will be sent to you within 4 weeks of registration.
Online
Online: You can apply for the card directly on the Citibank India website https://www.online.citibank.co.in/credit-card/rewards/citi-shoppers-stop-first-citizen-credit-card.
सम्पर्क करने का विवरण
1860 210 2484
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Customers can get cashback of INR 1000 in their card account on spending Rs. 6000 or more within 30 days of card issuance.
Reward System: Users can get 3 reward points per INR 100 spent at Ikea. Value of 1 reward point: INR 0.20. Ikea cashback rate: 0.6%. 2 reward points per INR 100 spent on dining transactions. Dining cashback rate: 0.4%. Users can get 1 reward point on all other spends—a general cashback rate of 0.2%.
Other Benefits: 20% off at partner restaurants.
Useres can convert their Ikea purchases into 48 months EMI @ 13% interest.
No free movie tickets.
No free airport lounge visits.
The Ikea credit card comes with a low cashback rate, it does not offer any welcome benefit currently. It offers limited value add benefits. Overall the card has limited appeal.
The Ikea credit card comes with a low cashback rate, it does not offer any welcome benefit currently. It offers limited value add benefits. Overall the card has limited appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.