Indian Navy VARUNAH Premium
Rewards & Benefits
Welcome Benefits
Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance. 12 months of Amazon Prime membership on spending a minimum of 1 Lakh within 90 days of issuance of the card.
Milestone Benefits
Cashback Rate
1 reward point =0.25 paise.
5X i.e. 15 reward points on travel, online, dining, and international spending. ( Effective cashback rate: 3.75%). (Maximum 2500 reward points per month).
3 reward points for every ₹100 spent on any other category. Reward points can be redeemed as cashback for ₹0.25 per reward point. General cashback rate 0.75%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Rs. 2499.
Annual Fee
Annual membership fee: Rs. 2499.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Interest rate
3.49% per month, 41.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
दोष
No milestone benefits.
No International airport lounge access.
Welcome benefit: Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance. 12 months of Amazon Prime membership on spending a minimum of 1 Lakh within 90 days of issuance of the card.
Reward system: 1 reward point =0.25 paise. 5X i.e. 15 reward points on travel, online, dining, and international spending. ( Effective cashback rate: 3.75%). (Maximum 2500 reward points per month). 3 reward points for every ₹100 spent on any other category. Reward points can be redeemed as cashback for ₹0.25 per reward point. (General cashback rate 0.75%).
Unlimited complimentary access to domestic airport lounges.
5X reward points on specific categories.
Dining benefits.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
The applicant must be designated Sailors & Officers of the Indian Navy & Indian Navy Veterans.
Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder).
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Application:
Applying online is quick and convenient. Follow these steps:Visit the BOBCARD website.
Click on the “Apply Now” button.
Fill out the online application form with the necessary details.
E-sign using your Aadhaar card.
Verify your identity via Video KYC (Know Your Customer).
Offline Application:
If you prefer an offline approach, visit your nearest Bank of Baroda (BoB) branch. Here’s what you’ll need:
Required Documents:Photocopy of your PAN card.
Proof of being an Indian Navy personnel.
Address proof (such as Aadhaar Card or latest utility bills).
Income proof (salary slip or bank statement).
Passport-sized photograph.
सम्पर्क करने का विवरण
Toll Free Nos. 1800 2665 100 & 1800 2667 100
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance. 12 months of Amazon Prime membership on spending a minimum of 1 Lakh within 90 days of issuance of the card.
Reward system: 1 reward point =0.25 paise. 5X i.e. 15 reward points on travel, online, dining, and international spending. ( Effective cashback rate: 3.75%). (Maximum 2500 reward points per month). 3 reward points for every ₹100 spent on any other category. Reward points can be redeemed as cashback for ₹0.25 per reward point. (General cashback rate 0.75%).
Unlimited complimentary access to domestic airport lounges.
5X reward points on specific categories.
Dining benefits.
No milestone benefits.
No International airport lounge access.
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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