IndianOil Axis Bank Credit Card
Rewards & Benefits
Welcome Benefits
Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
Milestone Benefits
Cashback Rate
Users can earn 20 reward points for every INR 100 spent on fuel. The value of 1RP= 0.20 paisa. Fuel cashback rate: 4%.
5 reward points for every INR 100 spent on online spending. Online cashback rate is 1%.
10% cashback at Myntra, Uber & Zomato, up to Rs 300 each per month.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Rs. 500.
Annual Fee
Rs. 500.
Cash Advance Fee
Cash withdrawal fee from ATM - 3.4% of the cash amount.
Interest rate
3.6% per month (52.86% per annum)
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Foreign Currency Transactions Fee
Foreign currency transaction fee: 3.5% of the transaction value
Other Fees
दोष
No complimentary lounge visit.
High cash withdrawal charges.
Low cashback rate.
Welcome Benefit: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
Reward System: Users can earn 20 reward points for every INR 100 spent on fuel. The value of 1RP= 0.20 paisa. Fuel cashback rate: 4%. 5 reward points for every INR 100 spent on online spending. Online cashback rate: 1%.
Cardholders also get 10% off at BookMyShow up to Rs. 300 per month.
10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years. Add-on cardholder should be over 15 years. The individual should either be a Resident of India or a Non-Resident Indian."
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the IndianOil Axis Bank Credit Card online or offline. Here are the steps on how to apply online:
Go to the IndianOil Axis Bank Credit Card website. Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card. Select the credit limit you want. Click on the "Submit" button.
सम्पर्क करने का विवरण
1860 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
Reward System: Users can earn 20 reward points for every INR 100 spent on fuel. The value of 1RP= 0.20 paisa. Fuel cashback rate: 4%. 5 reward points for every INR 100 spent on online spending. Online cashback rate: 1%.
Cardholders also get 10% off at BookMyShow up to Rs. 300 per month.
10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month.
No complimentary lounge visit.
High cash withdrawal charges.
Low cashback rate.
Indian oil axis bank credit card is an average fuel credit card. It offers a low cashback rate. The non-fuel benefits are also average.
Indian oil axis bank credit card is an average fuel credit card. It offers a low cashback rate. The non-fuel benefits are also average.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.