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IndianOil HDFC Bank Credit Card

औसत रेटिंग है 3 5 में से

MyRupaya Ratings

70
उत्पाद विवरण
क्रेडिट कार्ड का नाम

MakeMyTrip ICICI Bank Credit Card

Bank Name :

ICICI Bank

प्रकार

Travel Credit Card

ब्याज दर

3.40%p.m. 40.80%p.a.

पात्रता

For Salaried Indian National:
Age: Min 21 years to Max 60 Years,
Net Monthly Income> Rs 10,000

For Self Employed Indian National:
Age: Min 21 years & Max 65 Years
Annual Income: ITR > Rs 6 Lakhs per annum

IndianOil HDFC Bank Credit Card
पेशेवरों

  • Reward System: Users can redeem Fuel Points through NetBanking towards catalogue products where 1 FP = upto 20 paise. Effective cashback rate of 0.20%. Customers will earn 5% Fuel Points of their spending as Fuel Points at IndianOil outlets. The value of 1 Fuel Poinbt is 0.96 Paisa. Effective cashback rate: 4.8%.

  • Customers can earn up to 50 Litres of free fuel annually. 

  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. 

  • Revolving credit facility available. 

  • Zero Lost card liability.

  • Fuel surcharge waiver is available.

  • Smart EMI option available.  

  • Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

दोष

  • Limited features and benefits. 

  • No welcome benefits.

पक्ष विपक्ष
Welcome Benefits

N/A 

पुरस्कार प्रणाली

Users can redeem Fuel Points through NetBanking towards catalogue products where 1 FP = upto 20 paise. Effective cashback rate of 0.20%. Customers will earn 5% Fuel Points of their spending as Fuel Points at IndianOil outlets. The value of 1 Fuel Poinbt is 0.96 Paisa. Effective cashback rate: 4.8% 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

Bank Charges Cross currency mark-up of 3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Customers can earn up to 50 Litres of free fuel annually.

Eligibility Criteria

For Salaried Indian National:
Age: Min 21 years to Max 60 Years,
Net Monthly Income> Rs 10,000

For Self Employed Indian National:
Age: Min 21 years & Max 65 Years
Annual Income: ITR > Rs 6 Lakhs per annum

फ़ायदे

  • Up to 50 liters of free fuel annually.

  • Accelerated Fuel Points.

  • Smart Pay benefits.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  • Go to the HDFC Bank website. 

  • Click on the "Credit Cards" tab. 

  • Click on the "Apply for a Credit Card" button. 

  • Select the "IndianOil HDFC Bank Credit Card" from the list of cards. 

  • Enter your personal information, such as your name, address, and income. 

  • Enter your PAN number and credit score. 

  • Click on the "Submit" button. 

  • A HDFC Bank representative will contact you to verify your details and complete the application process.

सम्पर्क करने का विवरण

1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward System: Users can redeem Fuel Points through NetBanking towards catalogue products where 1 FP = upto 20 paise. Effective cashback rate of 0.20%. Customers will earn 5% Fuel Points of their spending as Fuel Points at IndianOil outlets. The value of 1 Fuel Poinbt is 0.96 Paisa. Effective cashback rate: 4.8%.

  • Customers can earn up to 50 Litres of free fuel annually. 

  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. 

  • Revolving credit facility available. 

  • Zero Lost card liability.

  • Fuel surcharge waiver is available.

  • Smart EMI option available.  

  • Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

  • Limited features and benefits. 

  • No welcome benefits.

IndianOil HDFC Bank credit card is the best suited for individuals with high fuel spending. This card offers you accelerated 5% Fuel Points on spends at IndianOil outlets, utility bill payments, and grocery shopping. It provides you with multiple redemption options, including fuel purchases, shopping, and many more. With XTRAREWARDS Program (IXRP), you can get a reward rate of Rs 0.96 on your fuel spending, which is a really significant reward rate. Moreover, you can make this card absolutely free by getting the joining and renewal fee waived off on the basis of your spends.

Indianoil hdfc bank credit card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining/ Renewal Membership Fee – Rs. 500/- + Applicable Taxes 

  • Cash advance fee: 2.5% or ₹ 500 whichever is higher.  

  • Interest Rates: 3.60% p.m. 43.20% p.a.  

  • Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/- 

  • Foreign Currency Transactions Fees: 3.5%.   

  • Reward Redemption Fees: Rs. 99/-

ईंधन अधिशुक्ल

1% fuel surcharge waiver at all fuel stations across India  ​​​​​​​(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)

Billing Cycle

30 Days

फीस एवं प्रभार
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