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IndusInd Pinnacle Credit Card

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Rewards & Benefits

Welcome Benefits

Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium. 

Milestone Benefits

Cashback Rate

  • Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%.

  • Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. 

  • Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

Movie Benefits

Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max Rs 2000.

Dining Benefits

Other Benefits

2 free golf lessons per month.; 2 free golf games per month.; Free air accident cover of Rs Rs 25 Lakhs.; Free Lost baggage insurance of Rs 100,000.; Free missed connection insurance of Rs 25,000.; Free loss passport insurance of Rs 50,000.; Free membership to PriorityPass membership.; Priority customer care service.; 24x7 concierge service.; Roadside assistance for services like tyre change, fuel, battery charging, etc.; Zero fuel surcharge.

Lounge Access

Fees & Charges

Joining Fee

INR 12,999

Annual Fee

NIL

Cash Advance Fee

Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).

Interest rate

Interest Rate: 3.83% per month and 46% per annum.

Late Payment Fee

Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.

Foreign Currency Transactions Fee

Foreign Currency Markup Fee:3.5% of the transaction amount.

Other Fees

Add- on credit card fee:NIL

दोष
  • High joining fee.

  • Low cashback rate.

  • No milestone benefits. 

  • Welcome Benefits: Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium. 

  • Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

  • 2 free golf lessons per month.

  • 2 free golf games per month. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000. 

  • Free membership to PriorityPass membership. 

  • Priority customer care service. 

  • 24x7 concierge service. 

  • Roadside assistance for services like tyre change, fuel, battery charging, etc. 

  • Zero fuel surcharge. 

  • 1 free domestic lounge visit every quarter. 

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

You can apply for Pinnacle Credit Card  through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the Pinnacle Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

सम्पर्क करने का विवरण

1860 267 7777

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefits: Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium. 

  • Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

  • 2 free golf lessons per month.

  • 2 free golf games per month. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000. 

  • Free membership to PriorityPass membership. 

  • Priority customer care service. 

  • 24x7 concierge service. 

  • Roadside assistance for services like tyre change, fuel, battery charging, etc. 

  • Zero fuel surcharge. 

  • 1 free domestic lounge visit every quarter. 

  • High joining fee.

  • Low cashback rate.

  • No milestone benefits. 

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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फीस एवं प्रभार
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