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Mastercard Standard Credit Card

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Rewards & Benefits

Welcome Benefits

None

Milestone Benefits

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Cashback Rate

  • Users will earn 2 reward points for every Rs. 100 spent on credit cards.

  • Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.

Movie Benefits

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Dining Benefits

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Other Benefits

Users will receive offers/discounts at select online and POS merchants provided by NPCI from time to time.; Users will get baggage insurance of up to Rs 25,000.; Users can claim accident cover (Air Accident)of Rs Rs 4 Lakhs for themselves, and Rs Rs 2 Lakhs for their spouse.

Lounge Access

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Fees & Charges

Joining Fee

NIL

Annual Fee

Annual membership fee: NIL

Cash Advance Fee

Cash advance fee: 3% of the transaction amount subject to a minimum of Rs. 30 for every Rs. 1000 or part thereof.

Interest rate

2.50% monthly, 30% annually.

Late Payment Fee

Late payment charges: Rs. 250

Foreign Currency Transactions Fee

Foreign currency markup fee: Up to 3%.

Other Fees

Reward redemption fee: It will be displayed while redeeming the points. | Fuel surcharge: 1%

दोष

  • Low general cashback rate.

  • No welcome benefits.

  • No milestone benefits.

  • Reward system: Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.

  • Users will receive offers/discounts at select online and POS merchants provided by NPCI from time to time.

  • Users will get baggage insurance of up to Rs. 25,000.

  • Users can claim accident cover (Air Accident)of Rs.4 lakhs for themselves, and Rs. 2 lakhs for their spouse.

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Independent income with a minimum of ₹.1 lakh gross per annum for individuals.
Minimum annual gross income of ₹.60000/- and minimum net take-home salary of not less than ₹.4000/- p.m. for staff members.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Online Application:

  1. Visit the Canara Bank Website: Go to the official Canara Bank website.

  2. Locate the Credit Card Section: Look for the "Credit Cards" or "Apply Online" section.

  3. Select Mastercard Standard Credit Card: Choose the Mastercard Standard Credit Card from the available options.

  4. Fill the Application Form: Provide the required personal and financial information, such as your name, address, income, and employment details.

  5. Upload Documents: Upload the necessary documents, including proof of identity, address, and income.

  6. Submit the Application: Review your application and submit it online.

Offline Application:

  1. Visit a Canara Bank Branch: Go to your nearest Canara Bank branch.

  2. Request an Application Form: Ask the bank staff for a Mastercard Standard Credit Card application form.

  3. Fill the Application Form: Complete the form with the required information.

  4. Submit the Application: Submit the filled form along with the necessary documents to the bank staff.

सम्पर्क करने का विवरण

Call: 13 1800 1030

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward system: Users will earn 2 reward points for every Rs. 100 spent on credit cards. Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.

  • Users will receive offers/discounts at select online and POS merchants provided by NPCI from time to time.

  • Users will get baggage insurance of up to Rs. 25,000.

  • Users can claim accident cover (Air Accident)of Rs.4 lakhs for themselves, and Rs. 2 lakhs for their spouse.

  • Low general cashback rate.

  • No welcome benefits.

  • No milestone benefits.

The credit card offers a below-average cashback rate. The value added features offered by the card are minimal. Overall the card does not meet expectations.

The credit card offers a below-average cashback rate. The value added features offered by the card are minimal. Overall the card does not meet expectations.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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