Mo Cash Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
3.40%p.m. 40.80%p.a.
पात्रता
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
पेशेवरों
Welcome Benefit: Cardholders will get 2000 reward points on Card activation within 30 days.
Reward System: Users will get 1 reward point for every INR 100 spent except fuel, and 2 reward points/ INR 100 on online spending. 1 RP = 0.30 paisa. Effective cashback rate: 0.3%, and 0.6% for online spends.
Milestone Benefit: Users will get an INR 1,000 shopping voucher on every INR 1 lakh spent online, a maximum of 5 times in a year.
Other Benefits: 10% discount on movie tickets.
दोष
- Low cashback rate.
- Lacks standard features like free lounge visits.
- No airmiles.
- Reward redemption fee is charged upon existig customers.
- Annual membership fee has to be paid.
- No reward points on fuel spends.
पक्ष विपक्ष
Welcome Benefits
2000 reward points on card activation in 30 days.
पुरस्कार प्रणाली
1 RBL reward point = Rs 0.30.
Users will get 1 reward point for every INR 100 spent.
Users will get 2 reward points for every INR 100 spent online.
General cashback rate: 0.3%
Online cashback rate: 0.6%
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
You must be at least 18 years old
Your minimum income must be from Rs. 1 lakh to Rs. 3 lakhs p.a.
You must be either self-employed or salaried
फ़ायदे
Instant loan option.
Welcome benefit.
Shopping offers.
Milestone benefit.
Free movie ticket.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for RBL Bank's Mo Cash Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "Mo Cash Credit Card" from the list of credit cards.
Enter your personal and financial information, as well as your contact details.
Upload a copy of your PAN card and income proof.
Submit your application.
You will receive an email from RBL Bank within 2-3 working days regarding the status of your application.
If your application is approved, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Cardholders will get 2000 reward points on Card activation within 30 days.
Reward System: Users will get 1 reward point for every INR 100 spent except fuel, and 2 reward points/ INR 100 on online spending. 1 RP = 0.30 paisa. Effective cashback rate: 0.3%, and 0.6% for online spends.
Milestone Benefit: Users will get an INR 1,000 shopping voucher on every INR 1 lakh spent online, a maximum of 5 times in a year.
Other Benefits: 10% discount on movie tickets.
- Low cashback rate.
- Lacks standard features like free lounge visits.
- No airmiles.
- Reward redemption fee is charged upon existig customers.
- Annual membership fee has to be paid.
- No reward points on fuel spends.
The RBL MoCash Credit Card is a good option for individuals who value flexibility and want quick access to funds through a credit line. The reward points, welcome bonus, and additional benefits like fuel surcharge waiver and purchase protection add value. However, the annual fee, lower reward rate compared to premium cards, limited redemption options, interest on loan disbursements, and potential customer service concerns are important to consider.
Mo Cash Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fees/Annual membership Fees: 500 + GST
The Membership Fee for the second year is Rs. 500/-, but is waived off on spends of Rs. 1 lacs or more in the previous year.
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher.
ईंधन अधिशुक्ल
1% surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 Days