top of page

Paytm HDFC Bank Select Business Credit Card

MyRupaya Ratings
औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Paytm HDFC Bank Select Business Credit Card

Bank Name :

HDFC Bank

प्रकार

Business Credit Card

ब्याज दर

3.75% monthly, 45.0% annually.

पात्रता

Not mentioned by the bank.

Paytm HDFC Bank Select Business Credit Card
पेशेवरों

  • Welcome benefit: Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.

  • Reward system: Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.

  • Milestone benefit: Users can enjoy INR 1000 worth of gift vouchers on spends of INR2 Lac in a year.

  • Lounge access: In a calendar year, users will receive 12 complimentary passes to domestic airport lounges across the country.

  • Dining benefit: Users get up to 20% discount on partner restaurants via dineout. 

  • Users are eligible for personal accidental death cover.

दोष

  • The minimum cash point balance required for redemption against the statement balance is 500 cash points.

  • Milestone benefit is applicable only for the first year of the card issuance.

  • Overall cashback redemption is capped at 3000 points per month. 

पक्ष विपक्ष
Welcome Benefits

Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.

पुरस्कार प्रणाली

Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month. 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.50%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

  • Airport longue access.

  • Low joining fee.

Eligibility Criteria

Not mentioned by the bank.

फ़ायदे

  • Welcome benefit.

  • Milestone benefit.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

1. Paytm App:

  • Open the Paytm app.

  • Navigate to the Loans & Credit Cards section.

  • Look for the Paytm HDFC Bank Business Credit Card option.

  • Click on "Apply Now" and follow the on-screen instructions.

2. HDFC Bank Website:

  • Visit the HDFC Bank website.

  • Go to the "Credit Cards" section.

  • Look for the "Business Credit Cards" category.

  • Find the Paytm HDFC Bank Business Credit Card option.

  • Click on "Apply Now" and complete the application form.

सम्पर्क करने का विवरण

SMS: Send an SMS to 730 8080 808
WhatsApp: Send a message to 707 0022 222

खाता खोलने की प्रक्रिया और प्रक्रिया

​

​

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome benefit: Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.

  • Reward system: Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.

  • Milestone benefit: Users can enjoy INR 1000 worth of gift vouchers on spends of INR2 Lac in a year.

  • Lounge access: In a calendar year, users will receive 12 complimentary passes to domestic airport lounges across the country.

  • Dining benefit: Users get up to 20% discount on partner restaurants via dineout. 

  • Users are eligible for personal accidental death cover.

  • The minimum cash point balance required for redemption against the statement balance is 500 cash points.

  • Milestone benefit is applicable only for the first year of the card issuance.

  • Overall cashback redemption is capped at 3000 points per month. 

The card offers a number of benefits including, welcome benefits, lounge access, dining benefits, and milestone benefits. Even cashback rate is decent. Overall it is a good credit card.

Paytm HDFC Bank Select Business Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining fee: INR 1000 plus taxes. The first-year fee is waived upon spending INR. 60,000 within the first 90 days.

  • Annual fee:  INR 1000 plus taxes. The renewal year fee is waived upon spending Rs. 1,00000 (Non-EMI spends) in the 12 months.

  • Foreign currency markup: 3.50%

  • Fuel surcharge:  1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. 

  • Cash advance fee: 2.5% or INR 500 whichever is higher.

  • Late payment charges: INR 100 to 1300.

  • Interest rate: 3.75%  monthly, 45.0% annually. 

ईंधन अधिशुक्ल

Fuel surcharge is 1% at all fuel stations across India only for a minimum transaction of ₹400 and a maximum transaction of ₹5000. The maximum cashback per statement cycle is INR250.

Billing Cycle

Up to 50 days

फीस एवं प्रभार
bottom of page