Platinum LifeEasy SuperCard.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Cardholder gets Gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Milestone Benefits
Milestone Benefit: Gift vouchers worth Rs 1,000 on crossing spends of Rs 1,00,000 in a year.
Cashback Rate
The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%.
10% cashback on Fuel purchases.
10% cashback on Ola/ Uber transactions.
5% cashback on grocery expenses. All up to Rs. 200 per month.
Movie Benefits
BookMyShow offers: A 1+1 movie ticket once a month (up to Rs 200). Cash instantly and pay back in instalments with Dial for Cash program.
Dining Benefits
Other Benefits
Emergency advance of up to 50% of your available credit limit. Purchase protection. Travel insurance.; Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.; Users can avail Split n Pay program and convert purchases of Rs 3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Lounge Access
Fees & Charges
Joining Fee
s: Rs 1999 & add-on cardholder
Annual Fee
Annual membership Fees: 1999 + GST (second year onwards) | Spend Based Waiver: Spend Rs. 2,00,000 in a year and get waiver of Next year Annual Fee Rs. 1999
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
दोष
Cashback is only available for a few heads i.e. grocery, travel (via Uber/Ola) and fuel purchases only.
No cash back for other spends.
High annual membership fees.
Lacks standard features like International lounge visits.
No welcome rewards will be given to First Year Free cards.
Welcome Benefit: Cardholders will get gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Reward System: The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%. 10% cashback on Fuel purchases, 10% cashback on Ola/ Uber transactions, and 5% cashback on grocery spends. All up to Rs. 200 per month.
Milestone Benefit: Gift vouchers worth Rs. 1,000 on crossing spends of Rs. 1,00,000 in a year.
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
BookMyShow offers: A 1+1 movie ticket once a month (up to Rs. 200). Cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard online or through a Bajaj Finserv representative.
Here are the steps on how to apply online:
Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard.
Enter your details, such as your name, email address, phone number, and date of birth.
Upload your PAN card and Aadhaar card images.
Select your credit limit. Read and agree to the terms and conditions.
Submit your application.
A Bajaj Finserv representative will contact you to verify your details and process your application.
If your application is approved, you will receive your card within 7-10 working days.
Here are the documents required for the application: PAN card Aadhaar card Proof of income Proof of address
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Cardholders will get gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Reward System: The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%. 10% cashback on Fuel purchases, 10% cashback on Ola/ Uber transactions, and 5% cashback on grocery spends. All up to Rs. 200 per month.
Milestone Benefit: Gift vouchers worth Rs. 1,000 on crossing spends of Rs. 1,00,000 in a year.
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
BookMyShow offers: A 1+1 movie ticket once a month (up to Rs. 200). Cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Cashback is only available for a few heads i.e. grocery, travel (via Uber/Ola) and fuel purchases only.
No cash back for other spends.
High annual membership fees.
Lacks standard features like International lounge visits.
No welcome rewards will be given to First Year Free cards.
The RBL Platinum LifeEasy SuperCard offers a mix of everyday rewards, fuel surcharge waiver, and airport lounge access, catering to diverse needs. However, the lower reward rate compared to premium cards, limited redemption options, annual fee, and potential customer service concerns are important drawbacks to consider.
The RBL Platinum LifeEasy SuperCard offers a mix of everyday rewards, fuel surcharge waiver, and airport lounge access, catering to diverse needs. However, the lower reward rate compared to premium cards, limited redemption options, annual fee, and potential customer service concerns are important drawbacks to consider.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.