Platinum ValuePlus SuperCard
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पात्रता
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
पेशेवरों
Welcome Benefit: Users will get Rs. 1000 worth gift vouchers on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: 1 RBL reward point = Rs 0.25 on every Rs. 100/- spent on the card. General cashback rate: 0.25%. 10% cashback on all fuel purchases (INR 250 per month).
Users can avail EMI Finance option to Shop for durables, electronics, furniture, clothes & accessories, groceries and much more.
Users can convert up to available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
दोष
Have to pay a joining fee.
No welcome rewards will be given to first-year free cards.
No airport lounge access facilities.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Users will get Rs. 1000 worth gift vouchers on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
पुरस्कार प्रणाली
1 RBL reward point = Rs 0.25 on every Rs. 100/- spent on the card. General cashback rate: 0.25%. 10% cashback on all fuel purchases (INR 250 per month).
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
10% cashback on all fuel purchases (upto INR 400)
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
फ़ायदे
Welcome benefit.
Fuel surcharge waiver.
Interest-free withdrawal of cash.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the RBL Bank + Bajaj Finance Platinum ValuePlus SuperCard online or by visiting a RBL Bank branch.
To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Apply for a Credit Card" tab.
Select the "Platinum ValuePlus SuperCard" from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a copy of your PAN card and identity proof.
Submit your application.
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get Rs. 1000 worth gift vouchers on payment of joining fees and spends of Rs. 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: 1 RBL reward point = Rs 0.25 on every Rs. 100/- spent on the card. General cashback rate: 0.25%. 10% cashback on all fuel purchases (INR 250 per month).
Users can avail EMI Finance option to Shop for durables, electronics, furniture, clothes & accessories, groceries and much more.
Users can convert up to available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee.
Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500).
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Have to pay a joining fee.
No welcome rewards will be given to first-year free cards.
No airport lounge access facilities.
The RBL Platinum ValuePlus SuperCard can be a good choice for individuals with diverse spending habits who value variety in rewards and enjoy occasional perks like movie tickets and airport lounge access. However, the high annual fee (beyond the first year) and foreign currency markup are crucial considerations. If you spend heavily on fuel, other cards offering higher fuel rewards might be more beneficial. Carefully analyze your spending habits and compare this card with other options before making a decision.
Platinum ValuePlus SuperCard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fees: Rs 499 & add-on cardholder
Annual membership Fees: 499 + GST (second year onwards) Spend Based Waiver: Spend Rs. 50,000 in a year and get waiver of Next year Annual Fee Rs. 499
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
ईंधन अधिशुक्ल
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 days