PNB Rupay Millennial Card
Rewards & Benefits
Welcome Benefits
Users will get 300+ reward points on card activation.
Milestone Benefits
Cashback Rate
Users will earn 2 reward points for every Rs. 150 spent on this card. 1 RP = 0.50 paisa. Effective cashback rate = 0.66%.
Movie Benefits
Dining Benefits
Other Benefits
Comprehensive insurance coverage: Get comprehensive insurance coverage, including purchase protection, travel insurance, and lost card liability protection. Annual fee waiver on spending Rs Rs 1 Lakhs or more in a year.; Complimentary golf and spa sessions.; Complimentary gym membership.; Premium health check-up package.; Comprehensive insurance coverage up to Rs Rs 10 Lakhs.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Rs. 999/- p.a.(waived off on spending Rs. 1 lakh in a year)
Cash Advance Fee
Cash advance fee: 2% of the cash withdrawn or Rs.150
Interest rate
2.95% p.m. (35.89% p. a.)
Late Payment Fee
Late payment fee- Rs. 1,000 or less: Nil Rs. 1,001 to Rs. 5,000: Rs. 500 Rs. 5,0001 to Rs. 10,000: Rs. 600 Above Rs. 10,000: Rs. 750
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Joining : Rs. 399/- | Reward Redemption Fees: NIL
दोष
No rewards on fuel or dining.
High annual fee of Rs. 999.
Welcome Benefit: Users will get 300+ reward points on card activation.
Reward System: Users will earn 2 reward points for every Rs. 150 spent on this card. 1 RP = 0.50 paisa. Effective cashback rate = 0.66%.
Annual fee waiver on spending Rs. 1 lakh or more in a year.
Domestic and international lounge access program.
Complimentary golf and spa sessions.
Complimentary gym membership.
Premium health check-up package.
Comprehensive insurance coverage up to Rs. 10 lakh.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Educational Qualification : Literate (Read & Write) Applicants
Age : Minimum Age :
Primary Applicant : 21 Years
ADD-ON Card Holder : 18
Maximum Age : 65 Years
Min age 18 and NO Max age for Card Holders issued Card against FDR
Income Criteria : Min. Gross Annual Income Rs. 5 Lacs
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Visit the PNB Cards website and click on the "Apply Online" button.
Select the PNB RuPay Millennial Credit Card and click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhar card, and income proof.
Review and submit your application.
The required documents for applying for a PNB RuPay Millennial Credit Card are: PAN card Aadhar card Income proof (salary slip, salary certificate, Form 16 for salaried individuals; PAN card, IT return, Form 60/61 for self-employed individuals)
Once your application is approved, you will receive your PNB RuPay Millennial Credit Card within 7-10 business days.
सम्पर्क करने का विवरण
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
care[at]pnb[dot]co[dot]in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 300+ reward points on card activation.
Reward System: Users will earn 2 reward points for every Rs. 150 spent on this card. 1 RP = 0.50 paisa. Effective cashback rate = 0.66%.
Annual fee waiver on spending Rs. 1 lakh or more in a year.
Domestic and international lounge access program.
Complimentary golf and spa sessions.
Complimentary gym membership.
Premium health check-up package.
Comprehensive insurance coverage up to Rs. 10 lakh.
No rewards on fuel or dining.
High annual fee of Rs. 999.
Individuals who are between the age of 21-65 years and have a minimum gross annual income of Rs. 5 lakhs are eligible for PNB RuPay Millennial Credit Card. Under the Select credit card category this card is ranked highest as it is the most rewarding and provides you more lounge access than the other ones. This card goes easy on your pocket and rewards you in return with 2 reward points on every other Rs. 150 spent on this card. One can easily spend 1 lakh in a year, which makes it more rewarding on this card as you will get the waiver of renewal fee. This card strives to give you a more rewarding experience by updating its reward redemption benefits from time to time.
Individuals who are between the age of 21-65 years and have a minimum gross annual income of Rs. 5 lakhs are eligible for PNB RuPay Millennial Credit Card. Under the Select credit card category this card is ranked highest as it is the most rewarding and provides you more lounge access than the other ones. This card goes easy on your pocket and rewards you in return with 2 reward points on every other Rs. 150 spent on this card. One can easily spend 1 lakh in a year, which makes it more rewarding on this card as you will get the waiver of renewal fee. This card strives to give you a more rewarding experience by updating its reward redemption benefits from time to time.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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