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Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

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उत्पाद विवरण
क्रेडिट कार्ड का नाम

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

Bank Name :

IndusInd Bank

प्रकार

Rewards Credit Card

ब्याज दर

3.83% per month, 46% annually.

पात्रता

Age: You must be at least 18 years old to apply.
Citizenship: You should be a resident Indian citizen.

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
पेशेवरों

  • Reward System: Earn 2.5 reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective cashback rate: 1.25%. 

  • Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.

  • Other Benefits: Buy one movie ticket and get the second one free on BookMyShow every month for up to ₹ 200. 

  • Credit card can be linked to UPI. 

दोष

  • Limited acceptance.

  • Uncertain reward point validity.

पक्ष विपक्ष
Welcome Benefits

None 

पुरस्कार प्रणाली

Reward System: Earn 2.5 reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective cashback rate: 1.25%. 

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

UPI enabled credit card. 

Eligibility Criteria

Age: You must be at least 18 years old to apply.
Citizenship: You should be a resident Indian citizen.

फ़ायदे

  • No joining or annual fee.

  • Rewards on various transactions.

  • Milestone benefit.

  • Offers on movie tickets.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  • Visit a Branch of IndusInd Bank: This is the confirmed method for applying for the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.

  • Locate a Branch: Use the branch locator on the IndusInd Bank website: https://www.indusind.com/in/en/personal/locate-us.html

  • Documents Required: Carry the following documents:Proof of Identity (Aadhaar card, PAN card)
    Proof of Address (utility bill, bank statement)
    Income proof (salary slips for salaried individuals, income tax returns for self-employed)

  • Meet a Bank Representative: Inform them that you'd like to apply for the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.

  • Application Form: The representative will provide you with a physical application form. Fill it out with your details and income information.

  • Submit the Documents and Application: Once you've completed the form, submit it along with your documents.

  • Processing Time: The bank will review your application and get in touch with you regarding the approval status.

सम्पर्क करने का विवरण

18602677777

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward System: Earn 2.5 reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective cashback rate: 1.25%. 

  • Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.

  • Other Benefits: Buy one movie ticket and get the second one free on BookMyShow every month for up to ₹ 200. 

  • Credit card can be linked to UPI. 

  • Limited acceptance.

  • Uncertain reward point validity.

The Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card might be a reasonable option if you're looking for a basic, no-frills credit card with a lifetime fee waiver and you make frequent online transactions or use UPI payments. However, it offers very low reward rates and limited features.

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining and Annual Fees: NIL .

  • Interest Rate: 3.83% p.m.  46%p.a. 

  • Late Payment Charges: Ranges from INR 100 to INR 1300.

  • Cash Advance Charges: 2.5% of the advance amount subject to a minimum of INR 300.

  • Foreign Currency Mark-up: 3.5%.

  • Rewards Redemption Fee: INR 100.

ईंधन अधिशुक्ल

1% waived for transactions between INR 400 – INR 4000;

Billing Cycle

30 Days

फीस एवं प्रभार
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