Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
Bank Name :
IndusInd Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.83% p.m. 46%p.a.
पात्रता
Age: You must be at least 18 years old to apply.
Citizenship: You should be a resident Indian citizen.
पेशेवरों
Reward System: Earn 2.5 Reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective Cashback Rate: 1.25%.
Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.
Other Benefits: Buy one movie ticket and get the second one free on BookMyShow every month up to ₹ 200. Credit Card enabled on UPI.
दोष
Limited Acceptance
Uncertain Reward Point Validity
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
Reward System: Earn 2.5 Reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective Cashback Rate: 1.25%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Foreign Currency Mark-up 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
UPI enabled Credit Card
Eligibility Criteria
Age: You must be at least 18 years old to apply.
Citizenship: You should be a resident Indian citizen.
फ़ायदे
No Joining or Annual Fees
Rewards on Various Transactions
Milestone Bonus
Movie tickets offer
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit a Branch of IndusInd Bank: This is the confirmed method for applying for the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
Locate a Branch: Use the branch locator on the IndusInd Bank website: https://www.indusind.com/in/en/personal/locate-us.html
Documents Required: Carry the following documents:Proof of Identity (Aadhaar card, PAN card)
Proof of Address (utility bill, bank statement)
Income proof (salary slips for salaried individuals, income tax returns for self-employed)
Meet a Bank Representative: Inform them that you'd like to apply for the Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
Application Form: The representative will provide you with a physical application form. Fill it out with your details and income information.
Submit the Documents and Application: Once you've completed the form, submit it along with your documents.
Processing Time: The bank will review your application and get in touch with you regarding the approval status.
सम्पर्क करने का विवरण
18602677777
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Earn 2.5 Reward points for every ₹100 on e-commerce transactions. Value of 1 RP = 0.5 paisa. Effective Cashback Rate: 1.25%.
Milestone Benefit: Earn 3,000 bonus reward points on spending ₹ 4,00,000 or above within one year from the date of issuance of your credit card.
Other Benefits: Buy one movie ticket and get the second one free on BookMyShow every month up to ₹ 200. Credit Card enabled on UPI.
Limited Acceptance
Uncertain Reward Point Validity
SELECT
The Bank of Baroda Select Credit Card allows you to save on all your transactions through its exclusive Reward offers. Apart from regular rewards, you get extra rewards on dining, utility bill payments, or online transactions. Moreover, it is free for a lifetime and hence is affordable for everyone. So, if you are among the people who are going to start their credit journey or who are looking for a card to help them save on all their spends, you can choose the Bank of Baroda Select Credit Card without any doubt. Another similar credit card that must check is the IDFC First Select Credit Card, which is also one of the popular lifetime free credit cards in the Indian market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining and Annual Fees: NIL
Interest Rate: 3.83% p.m. 46%p.a.
Late Payment Charges: Ranges from INR 100 to INR 1300
Cash Advance Charges: 2.5% of the advance amount subject to a minimum of INR 300
Foreign Currency Mark-up: 3.5%
Rewards Redemption Fee: INR 100
ईंधन अधिशुक्ल
1% waived for transactions between INR 400 – INR 4000;
Billing Cycle
30 Days