PSB SBI Card Prime
Rewards & Benefits
Welcome Benefits
Gift voucher worth INR 3,000 from one of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com.
Milestone Benefits
Milestone Benefits:Users will get a free Pizza Hut voucher worth Rs 1,000 on achieving spends of Rs 50,000 in a calendar quarter. Reversal of renewal fee on annual spends of Rs Rs 3 Lakhs. Gift voucher worth Rs 7,000 from Yatra.com or Pantaloons for achieving annual spending of Rs Rs 5 Lakhs.
Cashback Rate
Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%.
20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%.
2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
20 reward points per INR 100 spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).
Movie Benefits
Dining Benefits
Other Benefits
Great travel benefits. 
Lounge Access
Fees & Charges
Joining Fee
(one time): INR 2,999 + Taxes
Annual Fee
(one time): INR 2,999 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 2,999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
दोष
Low general cashback rate.
Welcome Benefit: Users will get a voucher worth INR 3,000 from one of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com.
Reward System: Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 20 reward points per INR 100 spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).
Milestone Benefits: Users will get a free Pizza Hut voucher worth INR 1,000 on achieving spends of INR 50,000 in a calendar quarter. Reversal of renewal fee on annual spends of INR 3 Lakhs. Gift voucher worth INR 7,000 from Yatra.com or Pantaloons for achieving annual spending of INR 5 Lakhs.
Free Trident Privilege Red Tier membership. Exclusive 1,000 welcome points on registration and 1,500 bonus points on first stay & additional INR 1,000 hotel credit on extended night stay.
Free Club Vistara Silver membership. 1 free upgrade voucher. 9 Club Vistara points for every INR 100 spent on Vistara flights.
4 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
There are three major ways to apply for the SBI Card Prime:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to PSB SBI Card Prime.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a PSB branch.
Ask for the PSB SBI Card Prime application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for an PSB SBI Card Prime application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get a voucher worth INR 3,000 from one of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com.
Reward System: Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 20 reward points per INR 100 spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).
Milestone Benefits: Users will get a free Pizza Hut voucher worth INR 1,000 on achieving spends of INR 50,000 in a calendar quarter. Reversal of renewal fee on annual spends of INR 3 Lakhs. Gift voucher worth INR 7,000 from Yatra.com or Pantaloons for achieving annual spending of INR 5 Lakhs.
Free Trident Privilege Red Tier membership. Exclusive 1,000 welcome points on registration and 1,500 bonus points on first stay & additional INR 1,000 hotel credit on extended night stay.
Free Club Vistara Silver membership. 1 free upgrade voucher. 9 Club Vistara points for every INR 100 spent on Vistara flights.
4 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).
Low general cashback rate.
The card offers great welcome benefits and milestone benefits. It also offer great value add benefits and free airport lounge visits. However, the card has a low cashback rate. Overall, the card is good bundle if you are ok with compromising on low cashback percentage.
The card offers great welcome benefits and milestone benefits. It also offer great value add benefits and free airport lounge visits. However, the card has a low cashback rate. Overall, the card is good bundle if you are ok with compromising on low cashback percentage.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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